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Digital Transformation of the Financial Industry Approaches and Applications - Original PDF
Digital Transformation of the Financial Industry Approaches and Applications - Original PDF
نویسندگان: Slađana Benković • Aleksandra Labus • Miloš Milosavljević خلاصه: Preface This book is aimed to be a collection of state-of-the-art research findings in digital transformations across the financial industry from the Central and East European markets. Digitalization is fundamentally changing financial services in the last few decades and tends to reshape the landscape of financial industry in an unprecedented manner. This book seeks to extend the concurrent body of knowledge on digital transformation in the financial industry by encompassing significant conceptual contributions, innovations in methods and techniques and by delineating the main applications of digital transformation in the CEE region. Although the books elaborating digital transformation in finance can be found in the market, these books dominantly focus on developed market. The aim of this book is to progress one-step forward—to focus on practice in developing and transitional/post- transitional countries. When any technology disrupts an industry, trailblazers are usually from the highly developed countries. Diffusion of tech-related disruption is, however, only rarely linear and uninterrupted. Thusly, we were highly motivated to collect the evidence on the development of fintech from the CEE countries. This book can serve to all important fintech stakeholders—students, academic community (with both technical and social science background), and practitioners (decision-makers and policy holders in various organizations of the financial sys- tems). As for the students, typical users are master or doctoral level of education with major subjects covering business, finance, accounting, economics, management science, and other fields in social science and/or engineering. As for the academic community, the book might be interesting for lecturers and scholars from CEE countries. Finally, the book is aimed at practitioners—economic analysts, informa- tion technology developers and information system experts, small investors, insti- tutional investors, as well as regulators of the financial system and national finance
Urban Infrastructure Globalization / Slowbalization - Original PDF
Urban Infrastructure Globalization / Slowbalization - Original PDF
نویسندگان: Remo Dalla Longa خلاصه: The book addresses the issue of urban infrastructures within globalization. Slowbal- ization is then introduced rather than deglobalization to indicate important variables that could stand in the way of a prevailing reading key in the book. Wiig et al (2022) argue that starting from a volume (Graham, Marvin, 2001 ) the study of infrastructures has been brought to the center of urban studies and has inspired the infrastructural turn within urban sciences. Infrastructures, and urban ones in particular, precisely because of their differentiation, specialisms, formulas and organizational models that underlie their assembly, governance and management have always appeared residual compared to other themes such as the city, urbaniza- tion, the form urban, competitive advantage, applied globalization; or on another more technical side, specialisms such as engineering or other technical disciplines called upon to assemble and update the various infrastructures in various ways. Moss (2020) on Berlin, which tells the story of that city (1920–2020) through infrastructures, removing them from invisibility, may be singular, but it is not. Putting them at the center offers new ideas and angles both from the point of view of economics, finance, assembly technique and above all the spatiality of the city within the different forms of globalization. Today, urban infrastructures are also a fundamental part of the economy and finance and follow their evolution and trajectory. They assume particular impor- tance starting from the conjugation with the term globalization; we have seen a rapid transformation of the interconnected infrastructure precisely with the growth of glob- alization and the global city. The analysis focused more on what has been called the western global city and the context of the brownfield infrastructure
The Colombian Economy and Its Regional Structural Challenges A Linkages Approach - Original PDF
The Colombian Economy and Its Regional Structural Challenges A Linkages Approach - Original PDF
نویسندگان: Eduardo A. Haddad · Jaime Bonet · Geoffrey J. D. Hewings خلاصه: Preface I have been teaching a Ph.D. course on “Applied General Equilibrium Models” at the University of São Paulo, Department of Economics, since 1999. Over the last editions of the course, the material was built around specific countries or regions, selected to be the object of modeling practices undertaken by the students. This praxis turned out to be very rewarding for the students since they were motivated to apply different techniques to study concrete problems in a common economic system. Throughout this process, they had the opportunity to collaborate among themselves and interact with scholars from the study regions, often generating scholarly publications. We had already worked with countries such as Brazil, Chile, Greece, and Paraguay, and with different regional contexts, especially within Brazil. Colombia had always been a top candidate to receive our attention. Our previous engagement with colleagues from the Centro de Estudios Económicos Regionales (CEER), a research center specialized in Regional and Urban Economics at the Banco de la República— the Colombian Central Bank—provided a unique opportunity to develop a special edition of the course on the country. During a visit to Cartagena in 2019, Jaime Bonet and I finally agreed to use Colombia as the case study in the forthcoming edition of the course. We designed the Colombian edition in innovative and challenging ways, raising the bar for the expected outcomes, including a workshop to be hosted in Cartagena in 20201 and the publication of a volume including the contributions by different authors forming a cohesive unit. We built the activities upon solid co
Environmental Regulations and Industrial Competitiveness Case Studies of Toxic Industries in Southern California - Original PDF
Environmental Regulations and Industrial Competitiveness Case Studies of Toxic Industries in Southern California - Original PDF
نویسندگان: Ward Thomas • Paul Ong خلاصه: 1 Chapter 1 Environmental Regulations and Industrial Competitiveness Abstract Industries in the U.S. emit billions of pounds of toxic chemicals into the environment every year, resulting in a major risk to human health. Many economists and policy makers, however, are strongly opposed to environmental regulations based on an assumption that regulations lead to a loss of jobs and a declining stan- dard of living for U.S. citizens. The empirical literature on this question has pro- duced mixed results, and this chapter critically assesses several conceptual and methodological issues that are embedded in this literature. Our thesis is that strin- gent environmental regulations have the potential to effectively and efficiently reduce toxic emissions from polluting firms and industries while having a negligible impact on the economic competitiveness of firms and industries. We investigate this thesis through three empirical case studies of polluting industries in Southern California that are highly regulated by the South Coast Air Quality Management District (AQMD): metal finishing, wood furniture, and dry cleaning. We also attempt to reveal the institutional process by which firms comply with environmen- tal regulations. Keywords Environmental regulations · Economic competitiveness · Environmental pollution · Economic externalities · Market failure · Environmental compliance · Technological uncertainty · Innovation · Adoption Introduction Over the last half century, the US federal government has played an active role in regulating the emission of toxic chemicals from polluting firms and industries (Rosenbaum, 2019; Telsey, 2016). Congress passed the Clean Air Act of 1970 “to protect and enhance the quality of the nation’s air resources so as to promote the public health and welfare and the productive capacity of the population” (US Environmental Protection Agency, 2007, p. 2). Congress also created the EPA (Environmental Protection Agency) in 1970 to implement and enforce the nation’s environmental law
The Study of Language seventh edition - Orginal Pdf
The Study of Language seventh edition - Orginal Pdf
نویسندگان: George Yule خلاصه: GET FASTER Download from an IPFS distributed storage, choose any gateway: Cloudflare IPFS.io Pinata local gateway download from the Tor mirror (make sure you're accessing via Tor) The Study of Language cover Author(s): George Yule Publisher: Cambridge University Press, Year: 2020 ISBN: 1108730701,9781108730709,1108499457,9781108499453 Search in WorldCat | Search in Goodreads | Search in AbeBooks | Search in Amazon.com Description: This bestselling textbook provides an engaging and user-friendly introduction to the study of language. Assuming no prior knowledge of the subject, Yule presents information in bite-sized sections, clearly explaining the major concepts in linguistics and all the key elements of language. This seventh edition has been revised and updated throughout, with substantial changes to the chapters on phonetics and semantics, and forty new study questions. To increase student engagement and to foster problem-solving and critical thinking skills, the book includes over twenty new tasks. An expanded and revised online study guide provides students with further resources, including answers and tutorials for all tasks, while encouraging lively and proactive learning. This is the most fundamental and easy-to-use introduction to the study of language.
Current Issues in Public Utilities and Public Policy Empirical Studies Focusing on Japan - Original PDF
Current Issues in Public Utilities and Public Policy Empirical Studies Focusing on Japan - Original PDF
نویسندگان: Fumitoshi Mizutani · Takuya Urakami · Eri Nakamura خلاصه: Public utility industries are basic to both consumers and firms for main- taining daily life and economic activities. Relevant, practical information based on careful empirical study is necessary to create prudent policy for public utility indus- tries. This chapter summarizes three points: the aim of this book, the characteristics of public industries, and the topic of each chapter. The purpose here is to deepen the general understanding of public utility industries, which, compared with general industries, have distinguishing characteristics such as (i) the necessity for huge infras- tructure networks, (ii) the provision of essential services, (iii) the difficulty of storing services and a peak/off-peak imbalance, (iv) the necessity for a balance of publicness and marketability, (v) the existence of externalities, and (vi) the constraints imposed by public regulation
Healthcare and Disease Burden in Africa The Impact of Socioeconomic Factors on Public Health - Original PDF
Healthcare and Disease Burden in Africa The Impact of Socioeconomic Factors on Public Health - Original PDF
نویسندگان: Ilha Niohuru خلاصه: Chapter 1 Introduction There is an acute scarcity of research and studies on the conditions of healthcare in African countries. According to Marincola and Kariuki (2020), 20% of the global disease burden falls on the shoulders of Africa, yet only 1% of worldwide scientific output focuses on African countries. Filling the epistemological gap is critical, for it will not only shine a light on our understanding of the realities of the continent, but also pave way for more engaged future studies. The investigation of existing health- care conditions in Africa provides an indispensable basis for generating educated responses to the challenges that confront the continent as a whole and across its different localities. Africa also occupies a historically overlooked and underrep- resented position. It is a unique continent with highly diverse cultures, societies, and economic compositions. While significantly different from the Western or more economically developed parts of the world, Africa is playing a crucial role on the global stage in a variety of aspects. Therefore, studies of Africa will not only benefit the regional communities, but also have a long-lasting impact on the rest of the world. Africa carries the oldest and most diverse genome. Around seven billion of the world’s population share a common origin in Africa. The burden of disease in Africa is also shifting from communicable to non-communicable diseases, which is also a major concern of the societies that are more economically developed. Therefore, addressing the disease burden in Africa, in parallel, means investing in the prevention and treatment of diseases in the rest of the world.
Equity in Health and Health Promotion in Urban Areas Multidisciplinary Interventions at International and National Level - Original PDF
Equity in Health and Health Promotion in Urban Areas Multidisciplinary Interventions at International and National Level - Original PDF
نویسندگان: Alessandra Battisti · Maurizio Marceca · Giuseppe Ricotta · Silvia Iorio خلاصه: In the last twenty years, processes of metropolization have seen an uncontrollable increase, registering a rate of global urbanization that—according to the “World Urbanization Prospects 2018” of the United Nations—will reach almost 70% in 2050 [1]. These data, with a global vision, underline the dynamics of the growth of settlements and cities in quantitative, qualitative, historical and social evolution. In poor countries, this growth continues to take place following models of urban aggre- gation that has been unchanged over the years and inadequate to guarantee minimum conditions of health and sanitation. This situation continues to generate a proliferation of informal areas in conditions of extreme poverty and environmental vulnerability. According to a recent UN-Habitat report, which reports how more than a billion people are forced to live in informal settlements and estimates that this number will double by 2030, slums represent a phenomenon destined to define the near futur
Calming the Storms The Carry Trade, the Banking School and British Financial Crises Since 1825 - Original PDF
Calming the Storms The Carry Trade, the Banking School and British Financial Crises Since 1825 - Original PDF
نویسندگان: Charles Read خلاصه: But this long run is a misleading guide to current affairs. In the long run we are all dead. Economists set themselves too easy, too useless a task if in tempestuous seasons they can only tell us that when the storm is past the ocean is flat again. —J. M. Keynes, ‘A Tract on Monetary Reform’ in Collected Writings of John Maynard Keynes, IV (Cambridge: CUP, 2013) p. 65.1 The quotation from John Maynard Keynes’ A Tract on Monetary Reform (1923), that ‘in the long run we are all dead’, is probably the most misunderstood in economics. It is often naively assumed to be a carpe diem defence of Keynesian deficit financing during a downturn. That is, ‘care about the recession we’re in now, rather than about the long-term cost of borrowing’; or ‘recklessly enjoy the present and let the future go hang’.2
Nathan's Autism Spectrum Superpowers (One Three Nine Inspired Book 1) - Epub + Converted Pdf
Nathan's Autism Spectrum Superpowers (One Three Nine Inspired Book 1) - Epub + Converted Pdf
نویسندگان: Lori Yarborough خلاصه: Nathan's Autism Spectrum Superpowers (One Three Nine Inspired Book 1) by Lori Yarborough (Author), Natalie Merheb

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