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Your First Powerboat: How to Find, Buy, and Enjoy the Best Boat for You - Original PDF
Your First Powerboat: How to Find, Buy, and Enjoy the Best Boat for You - Original PDF
نویسندگان: Robert Armstrong خلاصه: Navigate the hazards of boat ownership with absolute confidence Next to your house, your boat may well be the biggest investment you ever make. Buying and owning a boat involves one baffling decision after another. Yet informed, impartial guidance is almost impossible to find--until now, that is. This essential manual provides a method to the madness of boat buying and ownership, plotting a straight course through an ocean of confusion while it answers such questions as: Why fractional ownership often makes sense How to avoid buying a boat you'll never use How to identify the Goldilocks boat--not too big, not too small How to choose a powering option How to negotiate the best deal on any boat-new or used How to be your own surveyor, and why even a new boat may need a professional survey Why you should finance your boat even if you have the cash, and where to find the best loans How to calculate the total cost of ownership before you buy!
What Do You Want to be, Brian? - PDF
What Do You Want to be, Brian? - PDF
نویسندگان: Jeanne Willis, Mary Rees خلاصه: Brian's mother thinks he wants to be a violinist, his father thinks he wants to be a computer wizard, his sister thinks he wants to be a ballet dancer and his brother is sure he wants to be a boxer. The whole family joins in until Brian decides that he'd better tell them what he wants to be.
You Bet Your Life: The Burdens of Gambling - PDF
You Bet Your Life: The Burdens of Gambling - PDF
نویسندگان: Neil D. Isaacs خلاصه: '' We are a nation of gamblers: pari-mutuel wagering at horse tracks; blackjack in Las Vegas; the NCAA basketball office pool; even day trading on the internet. Gambling is both our national pastime and our predominant cultural metaphor -- play the field; beat the odds; take a chance on love. Yet gambling poses serious risks to individuals and to society as a whole. Neil Isaacs -- sports historian, licensed clinical social worker, English professor, and a gambler himself for more than fifty years -- seeks to shatter the myths interfering with our understanding of gambling addiction, its causes, and its treatment. He begins by systematically debunking several commonly held beliefs, demonstrating that there is no such thing as the law of averages, that gambling is not inherently sinful, immoral, or criminal, and that money is not always the prime motivator for gamblers. Isaacs shows how habitual gambling can lead to compulsive gambling, but avoids oversimplifying this condition. Arguing against a undifferentiated interpretation of pathological gambling as a simple impulse control disorder, he draws examples from fiction, film, and his own practice to demonstrate additional ways gambling can be abused. A radical departure from established views, You Bet Your Life identifies the costs -- in dollars, people, families, and credit ratings -- of society's failure to address adequately the burdens of gambling.
How to Sell Your Home in Any Market: 6 Reasons Why Your Home Isn't Selling... and What You Can Do to Fix Them - PDF
How to Sell Your Home in Any Market: 6 Reasons Why Your Home Isn't Selling... and What You Can Do to Fix Them - PDF
نویسندگان: Loren Keim خلاصه: Sell your home no matter what the market is like! If you are like most people, your home is the biggest financial asset you have. When it's time for you to sell it, though—especially in a slow market—you need to be careful to avoid the six biggest mistakes that people make when putting their homes on the market. Otherwise, you might not be able to find a buyer. Loren Keim, a top real estate professional with over twenty years of experience, explains these six mistakes and challenges in detail and teaches you how to avoid making them. These six key things to overcome when you sell your home are: Poor Staging—Do you know what potential buyers really think about your home? Incorrect Pricing—Are you overpriced compared to other houses for sale in your area? Improper Marketing—Are you doing enough to find potential buyers? Location-Challenged Properties—Do you own a home near an airport, train tracks, or on a busy street? Functional Obsolesence—Do you know how to fix the problems in your house that are keeping buyers away? No One Is Buying in Your Area—Is your home going to be the one in your area that buyers will fall in love with and have to buy? With helpful tips and websites listed throughout the text, this easy-to-read book will help you accomplish the seemingly overwhelming task of selling your home and getting top dollar.
Mortgage Confidential: What You Need to Know That Your Lender Won't Tell You - Original PDF
Mortgage Confidential: What You Need to Know That Your Lender Won't Tell You - Original PDF
نویسندگان: David Reed خلاصه: Mortgage Confidential is an insider’s look at the mortgage process for anyone concerned with getting the best deal (and not being taken advantage of) while financing their home. The book goes beyond the basics, revealing the options lenders don’t often divulge to their clients, what they really look for before they approve a loan, which costs they have control over, little-known sources of down payment money, and whether to trust loan officers recommended by Realtors. The book tells readers everything their lender won't, including how to: * qualify for a larger loan * avoid credit repair scams * complete the loan application to maximize the chances of approval * pay zero closing costs * avoid origination charges * determine whether paying ''points'' can save them money * know when a loan officer is lying * identify a ''rip-off'' loan program * and more! Whether looking into securing a mortgage for the first time or seeking to refinance, Mortgage Confidential gives readers the confidence and information they need to get through this complicated process and find the ideal loan for their needs.
Unequal Protection: How Corporations Became ''People'' - And How You Can Fight Back - Original PDF
Unequal Protection: How Corporations Became ''People'' - And How You Can Fight Back - Original PDF
نویسندگان: Esther Selsdon خلاصه: Was the Boston Tea Party the first WTO-style protest against transnational corporations? Did Supreme Court sell out America's citizens in the nineteenth century, with consequences lasting to this day? Is there a way for American citizens to recover democracy of, by, and for the people? Thom Hartmann takes on these most difficult questions and tells a startling story that will forever change your understanding of American history. Amongst a deep historical context, Hartmann describes the history of the Fourteenth Amendment--created at the end of the Civil War to grant basic rights to freed slaves--and how it has been used by lawyers representing corporate interests to extend additional rights to businesses far more frequently than to freed slaves. Prior to 1886, corporations were referred to in U.S. law as ''artificial persons.'' But in 1886, after a series of cases brought by lawyers representing the expanding railroad interests, the Supreme Court ruled that corporations were ''persons'' and entitled to the same rights granted to people under the Bill of Rights. Since this ruling, America has lost the legal structures that allowed for people to control corporate behavior. It's time for ''we, the people'' to take back our lives. In this revised and expanded second edition, Hartmann incorporates specific examples from today's headlines, and proposes specific legal remedies that could truly save the world from political, economic, and ecological disaster.
Discover the New You: Celebrity Secrets to Transform Your Life - PDF
Discover the New You: Celebrity Secrets to Transform Your Life - PDF
نویسندگان: Ceril Campbell خلاصه: Every effort has been made to ensure that the information in this book is accurate and current at the time of publication. The book does not claim to include all information about all cosmetics and personal care products. The author and the publisher disclaim liability for any misuse or misunderstanding of any information contained herein and disclaims liability for all loss, damage or injury, be it health, financial or otherwise, suffered by any individual or group acting upon or relying on information contained herein. A qualified health practitioner should be consulted in all cases of ill health
Financial Valuation Workbook: Step by Step Exercises and Tests to Help You Master Financial Valuation - PDF
Financial Valuation Workbook: Step by Step Exercises and Tests to Help You Master Financial Valuation - PDF
نویسندگان: James Hitchner, Michael J. Mard خلاصه: A one-stop resource for both beginners and experienced practitioners Comprehensive financial valuation requires the mastery of a variety of functions to be employed in a variety of valuation situations. The Financial Valuation Workbook applies valuation theory to real-world business environments, providing a detailed case study, models, and exercises that can cut the novice’s learning curve in half and assist experienced practitioners in better organizing the valuation process. The Workbook follows the valuation engagement format, organized by standard, easily identifiable sections that allow for easy reference by all professionals. This accessible, authoritative text: Covers step by step the intricacies of preparing a credible valuation Guides the less experienced valuation practitioner through concepts and applications Includes a valuation process flowchart Presents an organized resource of checklists, information requests, and other tools to assist valuation practitioners in organizing their engagements Authors James Hitchner and Michael Mard also include a chapter of helpful ''ValTips'' submitted by twenty-five leading valuation experts. CPAs, attorneys, appraisers, merger and acquisition professionals, and MBA candidates will find the Financial Valuation Workbook to be an essential resource.
Pains in the Office: 50 People You Absolutely, Definitely Must Avoid at Work! - PDF
Pains in the Office: 50 People You Absolutely, Definitely Must Avoid at Work! - PDF
نویسندگان: Andrew Holmes, Daniel Wilson خلاصه: You’ve cringed at their brown-nosing, struggled to stay conscious through meetings with them, spent more time with them than your family but probably only share one thing in common: the dream of never seeing each other again. Welcome to the world of Pains in the Office . Unless you’re the sort of person who finds it hard to get through a bank holiday weekend without thinking it’d be nice to catch up with Geoff from Sales, work is something to be avoided at all costs. This book gives you the opportunity to lighten your journey by indulging in a craze that’s sweeping the nation – pain spotting. From The Nitpicker to The Ball Breaker , and from The Bowel Mover to The Love Birds , you’ll be able to have hours of fun with the people sat around you, without them even knowing. What’s more, you’ll look incredibly busy without actually lifting a finger. START PAIN SPOTTING TODAY AND PUT THE FUN BACK INTO WORK!
May I Help You?: Great Customer Service for Small Business - PDF
May I Help You?: Great Customer Service for Small Business - PDF
نویسندگان: Jillian Mercer خلاصه: Nine rules for providing reliably stellar services to clients, both new and old, are detailed in this guide written for small business owners. Rules include providing high standards of service, providing customers with information, being open and honest, offering choices, consulting with customers, being courteous and helpful, making things right for customers, and providing value for money. Anecdotal advice tackles difficult customer service issues. Designed to help small businesses unravel the mysteries of the service transaction, this book ensures that customers are happy with service and not just the skills and products being sold.

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