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Housing Policy in the United States Fourth Editio - Original PDF
Housing Policy in the United States Fourth Editio - Original PDF
نویسندگان: Alex F. Schwartz خلاصه: 1 Introduction In its preamble to the 1949 Housing Act, Congress declared its goal of “a decent home in a suit- able living environment for every American family.” In the more than 60 years since this legisla- tion was passed, the federal government has helped fund the construction and rehabilitation of more than 5 million housing units for low-income households and provided rental vouchers to nearly 2 million additional families. Yet, the nation’s housing problems remain acute. In 2017, 44.7 million households lived in physically deficient housing, spent 30 percent or more of their income on housing, or were homeless (U.S. Census Bureau 2018; U.S. Department of Housing and Urban Development 2018). Put differently, about 113 million Americans—around 35 per- cent of the nation’s population and more than triple the 28.5 million lacking health insurance in 2017 (Berchick, Hood, & Barnett 2018)—confronted serious housing problems or had no housing at all.1 This book tells the story of how the United States has tried to address the nation’s housing problems. It looks at the primary policies and programs designed to make decent and affordable housing available to Americans of modest means. It examines the strengths and weaknesses of these policies and programs and the challenges that still remain. The book takes a broad view of housing policy, focusing not only on specific housing subsidy programs, such as public housing, but also on the federal income tax code and regulations affecting mortgage lending, land use decisions, real estate transactions, and other activities integral to the housing market. Some of these broader aspects of housing policy provide financial incentives for investments in affordable housing, others attempt to make housing available to low-income and minority households and communities by penalizing discriminatory practices and through other regulatory interventions. Put simply, then, this book is about policies and programs designed to help low-income and other disadvantaged individuals and households access decent and affordable housing. It examines programs and policies that subsidize housing for low-income households or that attempt to break down institutional barriers, such as discriminatory practices in the real estate industry that impede access to housing. The book is intended to be a general overview of housing policy. It is beyond its scope to delve deeply into programmatic details or to cover all aspects of the field in equal depth. The focus is on federal and, to a lesser degree, state and local programs and policies that subsidize housing for low-income households or otherwise attempt to make housing accessible to this population. Much less attention is given to policies concerned with the physical aspects of housing, such as design standards and building regulations—except when they are explicitly employed to promote affordable housing. The book does not examine in detail the operation of housing markets or pro- vide a comprehensive legislative history of housing policy.
How to Become a Real Estate Agent in the Fastest Way Possible - Epub + Converted PDF
How to Become a Real Estate Agent in the Fastest Way Possible - Epub + Converted PDF
نویسندگان: Hottheo biet خلاصه: How to Become a Real Estate Agent in the Fastest Way Possible Introduction In a world where passive income has become the order of the day, the real estate market offers a wide range of opportunities for you to gain that financial freedom and become your own boss. Several people entered the world of real estate from various occupations and stages of life. This may be due to the industry’s continual growth, creation of job opportunities, and provision of financial freedom. Compared to other types of investment, real estate ranks as one of the most stable, profitable, and least risky investments. Real estate is prominent because it offers variety. You don’t get to do the same thing every day. You get to work with clients and visit various homes in other locations. Plus, you get the satisfaction you get after helping out buyers and sellers. No matter the economic conditions, shelter is a necessity. People will always need a place to live or work, and this translates to the constant need for real estate. It never goes out of demand. However, you often hear ‘real estate market’ and think of flipping houses or renting houses to tenants. Although these fall under the real estate radar, there is so much more to it, and this book will provide insight into them. Being a real estate agent is a dream job. As all other jobs come with their own requirements and challenges, the real estate market also has its own challenges. However, with an extensive knowledge base, knowing the basic principles and strategies can make maneuvering the process much easier. Whether you are a newbie or an expert with years of experience in the art of real estate, this book will serve as a reliable guide for you.
Economic Crime by Mark Button, Branislav Hock and David Shepherd - Original PDF
Economic Crime by Mark Button, Branislav Hock and David Shepherd - Original PDF
نویسندگان: Mark Button, Branislav Hock and David Shepherd خلاصه: In the midst of the summer of 2021, Boris Johnson’s government in the UK published a crime plan (Home Office, 2021). A few days earlier the Office for National Statistics (ONS) had released the latest crime statistics from the Crime Survey for England and Wales (CSEW). This had shown a 36% increase in fraud and computer misuse offences, which now accounted for the clear majority of crimes – 6.3 million of the 11.1 million estimated crimes (ONS, 2021). One would have expected a flourish of media interest and comment on the plan, particularly as it contained a whole chapter on fraud and online offences, on what the impact on fraud might be. The media, however, were much more interested in other aspects of the plan: “Boris Johnson pledges to target crime and anti-social behaviour” – BBC News “Freed burglars to wear 24-hour tags under Prime Minister’s Crime Crackdown” – Telegraph “Thieves tagged 24-hours a day and crooks forced to clean streets in crime crackdown” – Express
Statistics for Business & Economics by David_R_Anderson,_Dennis_J_Sweeney - Original PDF
Statistics for Business & Economics by David_R_Anderson,_Dennis_J_Sweeney - Original PDF
نویسندگان: David_R_Anderson,_Dennis_J_Sweeney خلاصه: This text is the 14th edition of STATISTICS FOR BUSINESS AND ECONOMICS. In this edition, we include procedures for statistical analysis using Excel 2016 and JMP Student Edition 14. In MindTap Reader, we also include instructions for using the exceptionally popular open-source language R to perform statistical analysis. We are excited to introduce two new coauthors, Michael J. Fry of the University of Cincinnati and Jeffrey W. Ohlmann of the University of Iowa. Both are accomplished teachers and researchers. More details on their backgrounds may be found in the About the Authors section. The remainder of this preface describes the authors’ objectives in writing STATISTICS FOR BUSINESS AND ECONOMICS and the major changes that were made in developing the 14th edition. The purpose of the text is to give students, primarily those in the fields of business administration and economics, a conceptual introduction to the field of statistics and its many applications. The text is applications-oriented and written with the needs of the nonmathematician in mind; the mathematical prerequisite is understanding of algebra. Applications of data analysis and statistical methodology are an integral part of the or- ganization and presentation of the text material. The discussion and development of each technique is presented in an application setting, with the statistical results providing insights to decisions and solutions to problems. Although the book is applications oriented, we have taken care to provide sound meth- odological development and to use notation that is generally accepted for the topic being covered. Hence, students will find that this text provides good preparation for the study of more advanced statistical material. A bibliography to guide further study is included as an appendix
HOW TO BEAT THE FOREX MARKET: MASTERING YOUR MIND AND THE MARKET  - Epub + Converted Pdf
HOW TO BEAT THE FOREX MARKET: MASTERING YOUR MIND AND THE MARKET - Epub + Converted Pdf
نویسندگان: Ena Proctor خلاصه: HOW TO BEAT THE FOREX MARKET: MASTERING YOUR MIND AND THE MARKET by Ena Proctor
Build: An Unorthodox Guide to Making Things Worth Making - Epub + Converted Pdf
Build: An Unorthodox Guide to Making Things Worth Making - Epub + Converted Pdf
نویسندگان: Tony Fadell خلاصه: Build: An Unorthodox Guide to Making Things Worth Making by Tony Fadell
Web3 Marketing: A Handbook for the Next Internet Revolution - Orginal Pdf + Epub
Web3 Marketing: A Handbook for the Next Internet Revolution - Orginal Pdf + Epub
نویسندگان: Amanda Cassatt خلاصه: Web3 Marketing: A Handbook for the Next Internet Revolution 1st Edition by Amanda Cassatt
30 Days to Sales Success: Build More Profitable Relationships, Close More Sales, Drive More Business - Epub + Converted Pdf
30 Days to Sales Success: Build More Profitable Relationships, Close More Sales, Drive More Business - Epub + Converted Pdf
نویسندگان: Meridith Elliott Powell خلاصه: 30 Days to Sales Success: Build More Profitable Relationships, Close More Sales, Drive More Business by Meridith Elliott Powell, MBA, CSP
The NFT And Metaverse Investing Book : Beginners Guide To Making Money In Virtual Real Estate, Digital Art, Video Games And Blockchain - Epub + Converted Pdf
The NFT And Metaverse Investing Book : Beginners Guide To Making Money In Virtual Real Estate, Digital Art, Video Games And Blockchain - Epub + Converted Pdf
نویسندگان: Daniel A. Lewis خلاصه: The NFT And Metaverse Investing Book : Beginners Guide To Making Money In Virtual Real Estate, Digital Art, Video Games And Blockchain by Daniel A. Lewis
Negotiation: Everyday Skills and Techniques: 10 Essential, Easy To Follow Steps for Persuasion and Negotiation in Real-World and Everyday Scenarios in Work or at Home - Epub + Converted Pdf
Negotiation: Everyday Skills and Techniques: 10 Essential, Easy To Follow Steps for Persuasion and Negotiation in Real-World and Everyday Scenarios in Work or at Home - Epub + Converted Pdf
نویسندگان: Tom Hearn خلاصه: Negotiation: Everyday Skills and Techniques: 10 Essential, Easy To Follow Steps for Persuasion and Negotiation in Real-World and Everyday Scenarios in Work or at Home by Tom Hearn

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