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Housing Policy in the United States Fourth Editio - Original PDF
Housing Policy in the United States Fourth Editio - Original PDF
نویسندگان: Alex F. Schwartz خلاصه: 1 Introduction In its preamble to the 1949 Housing Act, Congress declared its goal of “a decent home in a suit- able living environment for every American family.” In the more than 60 years since this legisla- tion was passed, the federal government has helped fund the construction and rehabilitation of more than 5 million housing units for low-income households and provided rental vouchers to nearly 2 million additional families. Yet, the nation’s housing problems remain acute. In 2017, 44.7 million households lived in physically deficient housing, spent 30 percent or more of their income on housing, or were homeless (U.S. Census Bureau 2018; U.S. Department of Housing and Urban Development 2018). Put differently, about 113 million Americans—around 35 per- cent of the nation’s population and more than triple the 28.5 million lacking health insurance in 2017 (Berchick, Hood, & Barnett 2018)—confronted serious housing problems or had no housing at all.1 This book tells the story of how the United States has tried to address the nation’s housing problems. It looks at the primary policies and programs designed to make decent and affordable housing available to Americans of modest means. It examines the strengths and weaknesses of these policies and programs and the challenges that still remain. The book takes a broad view of housing policy, focusing not only on specific housing subsidy programs, such as public housing, but also on the federal income tax code and regulations affecting mortgage lending, land use decisions, real estate transactions, and other activities integral to the housing market. Some of these broader aspects of housing policy provide financial incentives for investments in affordable housing, others attempt to make housing available to low-income and minority households and communities by penalizing discriminatory practices and through other regulatory interventions. Put simply, then, this book is about policies and programs designed to help low-income and other disadvantaged individuals and households access decent and affordable housing. It examines programs and policies that subsidize housing for low-income households or that attempt to break down institutional barriers, such as discriminatory practices in the real estate industry that impede access to housing. The book is intended to be a general overview of housing policy. It is beyond its scope to delve deeply into programmatic details or to cover all aspects of the field in equal depth. The focus is on federal and, to a lesser degree, state and local programs and policies that subsidize housing for low-income households or otherwise attempt to make housing accessible to this population. Much less attention is given to policies concerned with the physical aspects of housing, such as design standards and building regulations—except when they are explicitly employed to promote affordable housing. The book does not examine in detail the operation of housing markets or pro- vide a comprehensive legislative history of housing policy.
How to Become a Real Estate Agent in the Fastest Way Possible - Epub + Converted PDF
How to Become a Real Estate Agent in the Fastest Way Possible - Epub + Converted PDF
نویسندگان: Hottheo biet خلاصه: How to Become a Real Estate Agent in the Fastest Way Possible Introduction In a world where passive income has become the order of the day, the real estate market offers a wide range of opportunities for you to gain that financial freedom and become your own boss. Several people entered the world of real estate from various occupations and stages of life. This may be due to the industry’s continual growth, creation of job opportunities, and provision of financial freedom. Compared to other types of investment, real estate ranks as one of the most stable, profitable, and least risky investments. Real estate is prominent because it offers variety. You don’t get to do the same thing every day. You get to work with clients and visit various homes in other locations. Plus, you get the satisfaction you get after helping out buyers and sellers. No matter the economic conditions, shelter is a necessity. People will always need a place to live or work, and this translates to the constant need for real estate. It never goes out of demand. However, you often hear ‘real estate market’ and think of flipping houses or renting houses to tenants. Although these fall under the real estate radar, there is so much more to it, and this book will provide insight into them. Being a real estate agent is a dream job. As all other jobs come with their own requirements and challenges, the real estate market also has its own challenges. However, with an extensive knowledge base, knowing the basic principles and strategies can make maneuvering the process much easier. Whether you are a newbie or an expert with years of experience in the art of real estate, this book will serve as a reliable guide for you.
Iron Oxides by Damien Faivre - PDF
Iron Oxides by Damien Faivre - PDF
نویسندگان: Damien Faivre خلاصه: As the name of the book “Iron oxides: from nature to applications” suggests, iron oxides are not only widespread in the environment, but also widely used by mankind in a variety of applications (Figure 1.1). Both this ubiquitous presence in nature and the utilization as tools have been established for cen- turies and are still valid today. The first illustrative examples of iron oxides certainly are compass needle or rust (Figure 1.2). Iron oxides are present in solid, liquid, and gaseous environments, with respective examples such as rocks, as mineral inclusion in swimming bacteria or in aerosols. Depending on the type of use, several sources of iron oxides exist. Applications range from the heavy steel production to medicine and art. The different aspects of mineral formation and their use as well as modern characterization techniques are reviewed in this book
HANDBOOK OF COLLABORATIVE PUBLIC MANAGEMENT by Jack Wayne Meek - PDF
HANDBOOK OF COLLABORATIVE PUBLIC MANAGEMENT by Jack Wayne Meek - PDF
نویسندگان: Jack Wayne Meek خلاصه: 1 Introduction: collaborative public management as an emergent field Jack Wayne Meek Collaborative public management (CPM) is now a central area of study (O’Leary and Vij 2012) and practice (McKinney and Johnson 2009; Linden 2010; Agranoff 2012) in public administration. As a field of study, its origins can be traced to public management research in intergovernmental relations. Ground-breaking work in the field came from examining intergovernmental networks (Agranoff 1990; Rhodes 1997; Kickert, Klijn and Koppenjan 1997; Agranoff and McGuire 2003, among others). The study of collaborative public man- agement received focused attention examining various models and typologies in networks (Mandell 2001) and in a 2006 symposium edited by Rosemary O’Leary, Catherine Gerard and Lisa Blomgren Bingham (2006). In 2008, Lisa Blomgren Bingham and Rosemary O’Leary collected works from the third Minnowbrook Conference that emphasized Big Ideas in Collaborative Public Management (Bingham and O’Leary 2008). The status of the field and an assessment of where the field is headed was also provided by Rosemary O’Leary and Nidhi Vij (2012).
Handbook of Research on Promoting Higher- Order Skills and Global Competencies in Life and Work - Original PDF
Handbook of Research on Promoting Higher- Order Skills and Global Competencies in Life and Work - Original PDF
نویسندگان: Jared Keengwe خلاصه: ABSTRACT Critical thinking and other higher-order thinking skills are key objectives of higher education. Through the development of higher-order thinking skills, students are able to discern information from multiple, often competing sources, make sound judgements, draw conclusions, and enact creative solutions to complex problems. However, faculty can struggle with how to help students develop higher-order think- ing skills, relying instead on transmission of knowledge, focusing on what to learn instead of how to learn. In this chapter, the author provides insights into the connections between using gamification as a pedagogical approach, and the development of higher-order thinking skills. The chapter addresses perspectives on higher-ordering thinking, approaches to gamification in college courses, and concludes with recommendations for faculty in approaching gamification
Davis’s comprehensive manual of laboratory and diagnostic tests with nursing implications / Anne M. Van Leeuwen, Mickey Lynn Bladh - Original PDF
Davis’s comprehensive manual of laboratory and diagnostic tests with nursing implications / Anne M. Van Leeuwen, Mickey Lynn Bladh - Original PDF
نویسندگان: Anne M. Van Leeuwen خلاصه: Inspiration springs from Passion. . . . Passion is born from unconstrained love, commitment, and a vision no one else can own. Lynda—my best friend and an extraordinarily gifted nurse—thank you, I could not have done this without your love, strong support, and belief in me. My gratitude to Mom, Dad, Adele, Gram . . . all my family and friends, for I am truly blessed by your humor and faith. A huge hug for my daughters, Sarah and Margaret—I love you very much. To my puppies, Maggie, Taylor, Emma, Zoe, Sophie, and Gracie for their endless and unconditional love. Many thanks to my friend and wonderful coauthor Mickey; to all the folks at F.A. Davis, especially Rob and Julia for their guidance, support, and great ideas. And, very special thanks to Lisa Houck, publisher, for her friendship, excellent direction, and unwavering encouragement.
Cybercrime by Alisdair A. Gillespie - Original PDF
Cybercrime by Alisdair A. Gillespie - Original PDF
نویسندگان: Alisdair A. Gillespie خلاصه: This is not a usual textbook. It does not purport to be the definitive book on the issue of cybercrime, even if such a thing was possible. Cybercrime, as will be seen, is not easy to define and covers a breadth of subjects. A difficulty with trying to write the ‘definitive’ book on cybercrime is something is bound to be missed out. Trying to cover everything also tends to mean that there is a breadth of cover- age but without depth, partly because publishers (not unreasonably) want books to be of an appropriate (readable!) length. What this book does is to highlight some of the key issues of debate that exist in respect of cybercrime, including what cybercrime is. You will find many of the key areas within this book and perhaps a couple that are not always considered. Each topic follows the same format: the behaviour is discussed critically and an analysis is made of whether the law can solve the behaviour and, if so, how. New to this edition is an examination of the investigation of cybercrime. Chapter 12 considers which agencies investigate cybercrime, and how they are structured in order to do so. Chapter 13 considers the powers of the police and other agencies in the context of investigating cybercrime. The requirement on Internet Service Providers to retain so-called ‘communication data’ (broadly speaking, the who, how and why of communications but not its content) is extremely contro- versial. The increasing use of so-called open source intelligence also proves con- troversial, with the police, and others, looking at what is posted on the internet. These new chapters focus on the key issues of debate and are introduced to allow the other chapters to be put into context.
Adventures in Engineering for Kids: 35 Challenges to Design the Future - Journey to City X - Without Limits, What Can Kids Create? - Orginal Pdf
Adventures in Engineering for Kids: 35 Challenges to Design the Future - Journey to City X - Without Limits, What Can Kids Create? - Orginal Pdf
نویسندگان: Brett Schilke خلاصه: Adventures in Engineering for Kids: 35 Challenges to Design the Future - Journey to City X - Without Limits, What Can Kids Create? Brett Schilke
Human Resource Management: Gaining a Competitive Advantage (13th Edition) BY Noe - Epub + Converted Pdf
Human Resource Management: Gaining a Competitive Advantage (13th Edition) BY Noe - Epub + Converted Pdf
نویسندگان: Raymond Noe خلاصه: Human Resource Management: Gaining a Competitive Advantage Raymond Noe, John Hollenbeck, Barry Gerhart, Patrick Wright
Absorbable biodegradable polymers - Original PDF
Absorbable biodegradable polymers - Original PDF
نویسندگان: Shalaby W. Shalaby, Karen J.L. Burg خلاصه: Egyptians sutured wounds as early as 3500 B.C. using a variety of natural polymers including treated intestines, which are the early versions of collagen-based surgical gut sutures.1 Synthetic, absorbable polyesters based on 2-hydroxyacetic acids were developed for preparing less tissue reactive alternatives to surgical gut sutures in the early 1970s. In addition to collagenbased polymers, other natural, absorbable polymers, such as albumin, chitosan, and hyaluronic acid and derivatives thereof have been used for many pharmaceutical and biomedical applications for several decades.2 Of these polymers, the application of chitosan and hyaluronic acid–based polymers has received a great deal of attention in the past 15 years for use in controlled drug delivery systems, tissue repair, tissue engineering, and controlling certain biological events.

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