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Everybody Wants Your Money: The Straight-Talking Guide to Protecting (and Growing) the Wealth You Worked So Hard to Earn - PDF
Everybody Wants Your Money: The Straight-Talking Guide to Protecting (and Growing) the Wealth You Worked So Hard to Earn - PDF
نویسندگان: David W. Latko خلاصه: A street–smart guide by a trusted expert that exposes how we make shocking money mistakes, often involving the people we trust the most, and explains how we can prevent or undo those missteps.In Everybody Wants Your Money, David W. Latko uses straight talk, a sense of humor, and vivid human stories from the trenches of real life, to illuminate the potentially catastrophic fiscal missteps that Americans make in the course of their lives. He shows readers a sensible path to success and financial security, carefully documented with solid facts. As Latko emphasizes throughout the book, most of the money–related lessons we have been taught since childhood simply are wrong. Attempting to apply such misinformation to our personal financial practices, virtually ensures failure.We fall into these money traps by trusting our family, our adult children, our financial advisors, neighbors, or friends. Most of these people mean us no conscious harm, but are in the grips of the same misguided conventional wisdom that leads people into money minefields that cost us BIG.Latko advises readers on the common errors people make in selecting and entrusting a financial advisor, and explains how to make an informed choice where you stay in control. He brings to light the mistakes many retirees make in giving their adult children the keys to their financial kingdom –and offers innovative, low–risk strategies for protecting, and passing on, our lifetime's wealth.Latko challenges the conventional wisdom of divorce settlements, asserting that the so–called 'equal' division of assets is almost always a travesty to the women involved. Using real–life case histories, Latko shows precisely how most divorce settlements are structured to trap the ex–spouse in a downward spiral of poverty.--This text refers to the Kindle Edition
You Don't Know Jack (Brava Contemporary Romance) - PDF
You Don't Know Jack (Brava Contemporary Romance) - PDF
نویسندگان: Erin McCarthy خلاصه: Jamie Peters no longer believes in true love. True idiots, true scumbags, true moochers - these she believes in wholeheartedly, and she's got the checkered dating history to prove it. So she's more than a little skeptical when her cross-dressing psychic tells her she's about to meet her soul mate - during an accident. Yeah, sounds about right. And then it happens. A kinght in shining armor steps between her and a mugger on a subway platform. Just a regular, honest, upright Jack. The kind they don't make anymore...Jonathon Davidson doesn't believe in destiny - or lying to beautiful women as a rule. But now that Jamie thinks he's just an ordinary guy, how can he possibly tell her that he's really, her roommate's brother, a millionaire to boot, and the jerk who's investigating her application to his grandfather's charitable trust because she may be involved in something illegal? Yeah, rhetorical question. He can't. Not until he knows what's going on. Besides, it would require being able to resist Jamie's luscious curves long enough to say, 'Hi, my name is Big Liar. Let's get naked'. Sometimes, destiny sucks...
How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line - PDF
How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line - PDF
نویسندگان: Curtis E. Arnold خلاصه: “This book is a must-read for credit card holders of all ages. Curtis Arnold offers insights into how consumers can not only profit financially from credit cards, but importantly, how to avoid falling into debt.” —Thomas R. Evans, President and CEO of BankRate.com, Inc. “Finally, someone has written a guide for savvy consumers who want to make the most of the plastic in their wallets. Curtis Arnold explains exactly how to maximize your rewards so you’re quite literally getting free money and also outlines winning strategies for negotiating the lowest interest rate and using balance transfers to your advantage. Anyone who wants to build credit, improve their credit, or profit from their credit cards should read this book.” —Liz Pulliam Weston, MSN Money Personal Finance Columnist and Bestselling Author of Your Credit Score and Easy Money “Curtis Arnold is America’s premier credit card expert. Whether you’re trying to get your first card, compare credit offers, or figure out how to beat the credit card companies at their own game, Arnold’s wisdom and insider tips will prove invaluable.” —Lynnette Khalfani-Cox, The “Money Coach” and Author of The New York Times Bestseller Zero Debt: The Ultimate Guide to Financial Freedom “If you have had enough of credit card tricks and traps, this book will show you how to turn the tables. Curtis Arnold knows the credit card business inside and out and offers proven ways to put plastic to work for you, rather than against you.” —Gerri Detweiler, Consumer Advocate and Author of four books on personal finance including the forthcoming book Stop Debt Collectors “For most Americans, credit cards are seen as a necessary evil. Curtis Arnold transforms that perception. Using his advice, people can get rebates, perks, better interest rates, and all kinds of benefits from their cards that they never knew were possible. This book helps you become the master of your credit cards instead of a victim.” —Jordan E. Goodman, “America’s Money Answers Man” and Bestselling Author of Everyone’s Money Book on Credit “Curtis Arnold provides you with tips for protecting yourself from costly credit card traps, how to use credit to your advantage, and much more. This is a must-read book!” —Marcia Brixey, Author of The Money Therapist and Founder and President of Money Wise Women Educational Services Banks spend billions to entice credit card customers with rebates, freebies, low introductory rate offers, and airline miles. This book shows you how to take maximum advantage of these special deals—without paying for them through brutally high interest rates, fees, and penalties! Top independent credit card expert Curtis Arnold reveals how to creatively finance major purchases such as cars, weddings, and condos with little or no interest charges…earn huge credit card “perks” every year…and dramatically reduce your cost of credit. He offers specific advice targeted to: young consumers, retirees facing credit discrimination, Americans recovering from debt problems, and even to consumers with spotless credit. Why should huge banks and credit card companies make all the money? Get this book, and you too can start earning and saving hundreds, and possibly thousands of dollars, like Curtis has! Unlock the keys to huge credit card savingsFind the best rates and balance transfer offers—and make the most of them Fly anywhere, finance anythingUse credit cards to get free airline tickets and cash rebates or low-cost “creative financing” Don’t get ripped off—by your bank or anyone elseAvoid hidden fees, costly small print, and flat-out fraud Slash your debt, and cut your cost of creditStop throwing away money you could be saving or investing Acknowledgments xvii About the Author xxi Chapter 1: It’s Not Just Plastic–It’s Money! 1 Chapter 2: Show Me the Money! Credit Card Rebates 23 Chapter 3: Unlock the Key to Huge Savings: Master Credit Card Rates and Transfer Offers 51 Chapter 4: Avoid Problems That Hinder Maximum Profits 75 Chapter 5: How to Slash Your Debt and Keep Your Hard-Earned Money for Yourself 89 Chapter 6: Watch Out: Traps and Scams Can Cost You Big Bucks! 119 Chapter 7: Start Out on the Right Foot–Credit Cards for Students and Saving for College 155 Chapter 8: Use Targeted Cards to Your Financial Advantage 179 Chapter 9: Your Credit Report and Score: The Better You Look, the More You Profit 209 Chapter 10: Maximize the Benefits of Your Cards by Taking Advantage of Additional Free Perks 237 Chapter 11: Master Advanced Card Techniques to Save and Make Money 259 Chapter 12: Capitalize on Future Card Trends 283 Glossary 301 Index 315
You Can Always Sell More: How to Improve Any Sales Force - Original PDF
You Can Always Sell More: How to Improve Any Sales Force - Original PDF
نویسندگان: Jim Pancero خلاصه: The sales manager's step-by-step guide to better team performanceAs an experienced sales manager, how do you improve your team's performance? Which selling skills, developed to their fullest potential, have the greatest impact on revenues and profitability? You Can Always Sell More will guide you through a proven step-by-step system for evaluating, training, and coaching your sales force. It will help you establish a simple and effective evaluation and improvement planning process for even your most successful salespeople. Proven in a wide array of industries, this will also show you how to improve your ability to coach and lead a team of sales professionals.Jim Pancero (Eden Prairie, MN) is the founder of one of the country's most advanced sales and sales management training and consulting firms. He has conducted training sessions for over 200,000 experienced corporate sales-team members, association attendees, and graduate-level university students.
A Troublemaker's Handbook 2: How to Fight Back Where You Work--and Win!: - Original PDF
A Troublemaker's Handbook 2: How to Fight Back Where You Work--and Win!: - Original PDF
نویسندگان: Jane Slaughter خلاصه: WHY D O YOU CALL IT a troublemaker s handbook?" a few readers wanted to know. "It's management that makes trouble--workers are just trying to do their jobs. When we stand up for ourselves, they call us troublemak ers (and a lot of other things, too)." We've found that most activists get a kick out of tak ing management's put-down and wearing the moniker with pride. Both our 1991 Troublemaker s Handbook and our "Troublemakers Union" t-shirts are our bestsellers. But if you'd like a disclaimer, here it is: By "trouble maker" we mean an activist who dares to defend her or his rights and those of fellow workers. That often means making waves and causing some discomfort among man agerial types. In our view, it's management that causes trouble in the workplace and employers who cause trou ble in society, when they speed us up, treat us disrespect fully, and squeeze us for every last drop of profit. So this book is an organizing manual for workers who want justice from their employers and control over their lives at work and beyond. Our Method Instead of presenting a book full of checklists-"this is how you do it"-we're letting the experts tell their own stories: "This is how we did it. See what you can learn from our story." We've found that people generally remember a story about "how we locked out the boss" better than a checklist on "how to lock out the boss." Action Questions However, at the end of each chapter, we do list "Action Questions." These are to get you started thinking about how you could implement similar tactics at your job, and are best tackled in a small group
Consumers Guide to the Experts: Top Pros in 50 Fields Show You How to Hire the Best...From Accountants - PDF
Consumers Guide to the Experts: Top Pros in 50 Fields Show You How to Hire the Best...From Accountants - PDF
نویسندگان: Susan Shay خلاصه: Helps consumers save time and money and avoid hassles in choosing and using the help they need.
How to Make the Stock Market Make Money for You - PDF
How to Make the Stock Market Make Money for You - PDF
نویسندگان: Ted Warren خلاصه: T h e purpose of this book is to pass on to you the knowledge of the stock market that I have acquired over a t h i r d of a century. T h i s knowledge d i d n o t come easily to one w i t h a sixth grade education. I was o r i g i n a l l y a c o m m o n laborer, yet I was able to retire in late 1940. I w i l l teach you in simple language (the only k i n d I k n o w ) a reasonably safe m e t h o d of b u y i n g securities and sound reasons for expecting a 2 0 0 % or more rise. T h i s m e t h o d is, in my o p i n i o n , the o n l y practical m e t h o d the key to stock market success. I w i l l teach you to t h i n k in a manner that most people never heard o f — a m e t h o d based on knowledge of market m a n i p u l a t i o n and the psychology of the p u b l i c . By the use of readily available l o n g range stock charts you w i l l learn how the p u b l i c reacts to various types of c o n t r o l l e d price actions. These actions, l i k e history, repeat themselves over and over; they may be r e l i e d u p o n and used w i t h confidence. In order to understand the technical c o n d i t i o n or phase that a stock is i n , you must learn to believe that every stock is under the guidance of "sponsors" who w i l l m a n i p u l a t e its price movements in a way that w i l l influence the unstable, emotional p u b l i c i n t o b u y i n g d u r i n g the tops, and selling out at a loss. W h o else b u t the p u b l i c buys these stocks by the m i l l i o n s of shares in the top range? Perfection in this field cannot be attained, there w i l l always be some risk, b u t I w i l l teach you how to b u y securities when they are a bargain, and to h o l d w i t h patience for the inevitable rise.
The Ms. Spent Money Guide: Get More of What You Want with What You Earn - PDF
The Ms. Spent Money Guide: Get More of What You Want with What You Earn - PDF
نویسندگان: Deborah Knuckey خلاصه: Change your spending habits to achieve your personal and financial goalsThe hardest part of personal finance for most people is living within their means. Spreadsheets, budgets, and tables make money management seem like hard work. In The MsSpent Money Guide, readers are introduced to an innovative approach that focuses spending habits to allow for everyday costs and future expenses while finding money for things you really enjoy.MsSpent's bottom line is to help people have a more fulfilling life by helping them clarify their financial goals as well as develop systems and habits that manage their spending. We are all unique and there is no single way to manage money. The MsSpent Money Guide helps each individual discover a way that will work for them. Readers of all ages will benefit from MsSpent's message-if you are clear about your values, you will get more of the life you want with the money you have.
The Big Book of Small Business: You Don't Have to Run Your Business by the Seat of Your Pants - PDF
The Big Book of Small Business: You Don't Have to Run Your Business by the Seat of Your Pants - PDF
نویسندگان: Tom Gegax, Phil Bolsta خلاصه: Your shoes are charred from stomping out brush fires. You have nightmares about UFOs—Unreachable Financial Objectives. All-star interviewees turn into duds. Meetings cause more problems than they solve. The office is a ghost town at 5:01 p.m. Does this sound familiar? Tom Gegax knows what that is like. Years after running his Tires Plus franchise by the seat of his pants, blissfully unaware of how little he knew about getting the most out of people and managing a world-class organization, Tom was faced with a cancer diagnosis and a business at the brink of disaster. Resolved to change things around, he improved his mental clarity, health, and relationships and noticed that the more he profited on a personal level, the more his company profited. Tires Plus grew into a $200 million business with 150 upscale locations. He had learned the first lesson in Enlightened Leadership 101: Focus on the well-being of your employees and customers—as well as your own—and success will follow naturally. In The Big Book of Small Business, Tom shares his hard-earned lessons on how to become an enlightened, effective leader, and on how to do the small things right so the big decisions work. This all-in-one toolbox for small businesses is jammed with warm-hearted, tough-minded practices and street-smart tips, covering every aspect of a growing business: Starting, funding, and getting your new business off the ground Crafting a mission and growing a corporate culture that works Hiring the best people and maximizing their potential Communicating and negotiating with your employees, customers, and suppliers Creating processes for continuous innovation and growth Protecting your business from unforeseen dangers Planning for growth And much more . . . As thorough as a textbook and as lively as a news magazine, The Big Book of Small Business is the most comprehensive and practical book on how to take a small business to the next level, and an indispensable slingshot for the millions of scrappy Davids taking on corporate Goliaths.
The Accidental Manager: Get the Skills You Need to Excel in Your New Career - PDF
The Accidental Manager: Get the Skills You Need to Excel in Your New Career - PDF
نویسندگان: Gary S. Topchik خلاصه: Topchik shows readers who never expected to supervise others how to take on their first managerial responsibilities. The book gives even unenthusiastic new managers the advice they need to make the most of their new roles. From developing a productive team, to delegating work, to giving and receiving feedback, the book shows how to leave the ranks of the "accidental" and become a good manager with a promising career.

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