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Mortgage Confidential: What You Need to Know That Your Lender Won't Tell You - Original PDF
Mortgage Confidential: What You Need to Know That Your Lender Won't Tell You - Original PDF
نویسندگان: David Reed خلاصه: Mortgage Confidential is an insider’s look at the mortgage process for anyone concerned with getting the best deal (and not being taken advantage of) while financing their home. The book goes beyond the basics, revealing the options lenders don’t often divulge to their clients, what they really look for before they approve a loan, which costs they have control over, little-known sources of down payment money, and whether to trust loan officers recommended by Realtors. The book tells readers everything their lender won't, including how to: * qualify for a larger loan * avoid credit repair scams * complete the loan application to maximize the chances of approval * pay zero closing costs * avoid origination charges * determine whether paying ''points'' can save them money * know when a loan officer is lying * identify a ''rip-off'' loan program * and more! Whether looking into securing a mortgage for the first time or seeking to refinance, Mortgage Confidential gives readers the confidence and information they need to get through this complicated process and find the ideal loan for their needs.
Unequal Protection: How Corporations Became ''People'' - And How You Can Fight Back - Original PDF
Unequal Protection: How Corporations Became ''People'' - And How You Can Fight Back - Original PDF
نویسندگان: Esther Selsdon خلاصه: Was the Boston Tea Party the first WTO-style protest against transnational corporations? Did Supreme Court sell out America's citizens in the nineteenth century, with consequences lasting to this day? Is there a way for American citizens to recover democracy of, by, and for the people? Thom Hartmann takes on these most difficult questions and tells a startling story that will forever change your understanding of American history. Amongst a deep historical context, Hartmann describes the history of the Fourteenth Amendment--created at the end of the Civil War to grant basic rights to freed slaves--and how it has been used by lawyers representing corporate interests to extend additional rights to businesses far more frequently than to freed slaves. Prior to 1886, corporations were referred to in U.S. law as ''artificial persons.'' But in 1886, after a series of cases brought by lawyers representing the expanding railroad interests, the Supreme Court ruled that corporations were ''persons'' and entitled to the same rights granted to people under the Bill of Rights. Since this ruling, America has lost the legal structures that allowed for people to control corporate behavior. It's time for ''we, the people'' to take back our lives. In this revised and expanded second edition, Hartmann incorporates specific examples from today's headlines, and proposes specific legal remedies that could truly save the world from political, economic, and ecological disaster.
Everything You Need to Know-Letter Writing - PDF
Everything You Need to Know-Letter Writing - PDF
نویسندگان: Esther Selsdon خلاصه: The world gets smaller and contacts get faster but whether it's by computer or with pen-and-ink, the need to be able to communicate effectively in writing remains as important as ever. So whether you want to get in touch with a pen-pal, an e-pal, your bank manager, the editor of a newspaper, to make a complaint or declare your undying love, this text should show you how to make the most of your correspondence. Direct and very accessible, this guide shows you the general rules of good letter writing and also provides specific advice on letters for particular occasions. The guide offers: practical advice on the techniques of good letter writing; help with finding something to say and in planning your letter, for those tricky occasions as well as more ordinary ones; guidelines for letters for all occasions, both formal and informal; and help with grammar and punctuation so your letter is faultless.
Parenthood by Proxy: Don't Have Them If You Won't Raise Them - PDF
Parenthood by Proxy: Don't Have Them If You Won't Raise Them - PDF
نویسندگان: Laura Schlessinger خلاصه: Children's welfare is the driving force behind Dr. Laura Schlessinger's mission. A devoted mother to her son, Deryk, she identifies herself as ''her kid's mom'' because that's her most important job. Never one to shy away from tough truths, Dr. Laura marshalls compelling evidence for the widespread neglect of America's children and convincingly condemns the numerous rationalizations to excuse it. Parents, special interest groups, and professionals in education and psychology all contribute to a dangerous trend that places adult fulfillment above obligation to children. Parenthood by Proxy addresses the serious causes and effects of this national crisis, among them the high rate of divorce, serial marriages, single parenting, the premature sexualization of children, dual-career families, disdain for religion, the redefinition of immoral behavior as lifestyle choices, and societal intolerance for the concept of judgment. In Parenthood by Proxy, Dr. Laura exhorts parents to make their own children their top priority and, if necessary, to change their lives to do so. In her inimitable, straight-shooting style, Dr. Laura entreats parents to involve themselves in their children's hearts, minds, and souls, to cherish and protect them, and to commit to the essential task of teaching them right from wrong. She acknowledges that parents no longer get much support from neighbors or public and private institutions, but she urges mothers and fathers to work even harder to counteract the prevailing culture of selfishness and irresponsibility. Parenthood by Proxy covers all aspects of parenting, from childbearing to discipline, from multiple families to being role models. Dr. Laura also tackles such cultural and societal concerns as abortion, modern sexuality, drug and alcohol use, violence, discipline, and a child's right to privacy. Parenthood by Proxy is a passionate and provocative summation of the perils of parenting and a road map to safety for America's families.
Developing a Winning Investing/Trading System That Fits You: The Audio Tape Series - Original PDF
Developing a Winning Investing/Trading System That Fits You: The Audio Tape Series - Original PDF
نویسندگان: Van K. Tharpe; Chuck LeBeau خلاصه: In 20 audio CDs and one workbook, gain all the benefits from Dr. Van Tharp's years of modeling traders and his research on how profitable trading systems are developed. His conclusion from this research is that average person doesn't have a chance at profitable trading because he or she concentrates on all of the wrong things. You won’t learn this information watching the financial news, reading financial magazines, or reading the mainstream financial newspapers, because the media will totally ignore the most significant aspects of system development. This program helps you determine what type of trading system will suit you personally and how to create it. Learn little-known, closely-guarded secrets that are not published in books and that you’re not likely to find unless you accidentally stumble upon them.
Your Next Career: Do What You've Always Wanted to Do - PDF
Your Next Career: Do What You've Always Wanted to Do - PDF
نویسندگان: Gail Geary خلاصه: Your Next Career helps experienced and post-retirement workers benefit from current and future employment trends: the shortage of trained and experienced younger workers, local and international outsourcing, alternative staffing arrangements, job instability, and a dramatic increase in entrepreneurial opportunities. The book optimistically addresses second career options both practically and prophetically. It provides sound strategies for creating traditional, non-traditional, and entrepreneurial second careers that provide excitement and fulfillment.
Plan a Great Wedding in Three Months or Less: Everything You Need for a Bride on a Tight Schedule - Original PDF
Plan a Great Wedding in Three Months or Less: Everything You Need for a Bride on a Tight Schedule - Original PDF
نویسندگان: Judy Allen خلاصه: There may be many reasons why a couple opts for a short engagement or decides to move up their wedding date. These couples need a planner that helps them prioritize and move quickly to create a great wedding. Expert event planner Judy Allen shows couples how to: -- Find immediately available sites and choose the right officiant quickly. -- Prioritize wedding planning so nothing essential is missed or neglected. -- Explore such quick turnaround alternatives as destination wedding/honeymoon options and elopement. -- Save money as well as time on every aspect of the process. Includes all the essential checklists, timelines, worksheets and resources couples need.
42 Rules for 24-Hour Success on LinkedIn: Practical ideas to help you quickly achieve your desired business success. - PDF
42 Rules for 24-Hour Success on LinkedIn: Practical ideas to help you quickly achieve your desired business success. - PDF
نویسندگان: Chris Muccio, David Burns, Peggy Murrah خلاصه: Do you know how to use LinkedIn to achieve your business goals? There are millions of registered users on LinkedIn. Relatively few of them seem to have any real understanding of how to effectively use LinkedIn. With registered users on LinkedIn projected to grow to 70 million by the end of 2009, business professionals are searching for ways to leverage this new communication medium. Although Social Networking is exploding, there are very few resources that teach what users are craving - solutions to increase their desired business success. '42 Rules of 24-Hour Success on LinkedIn' is a user-friendly guidebook designed to help you leverage the power of LinkedIn to build visibility, make connections and support your brand. There is a theory that everyone in the world is connected by no more than 6 people. You know who you are, but who else in this socially-networked world knows you? This book will will help you: Create a clear understanding of why you are using LinkedIn. Learn how LinkedIn offers opportunities for the Job Seeker, the Sales Person, and everyone in between. Leverage the most effective ways to communicate your brand and your value. Use efficient strategies to build a high-quality network of connections. Demonstrate your expertise using the most powerful tools that LinkedIn offers
Are You Agité? A Treatise on Everyday Agitation - PDF
Are You Agité? A Treatise on Everyday Agitation - PDF
نویسندگان: Philippe Tretiack خلاصه: Agitation: it's a high! This book is a user's guide for everyone who is burning to see, to go, to do. It's a hymn to the intoxication, the thrill, and the inspiration of life in the fast lane! ''Agite'' is about to become a new household word, replacing ''hyper'' in our vocabulary for the new era.
The Parent You Want to Be: Who You Are Matters More Than What You Do - PDF
The Parent You Want to Be: Who You Are Matters More Than What You Do - PDF
نویسندگان: Les and Leslie Parrott خلاصه: Choose the parent you'll be---and you choose the child you'll raise. When it comes to parenting, who you are is more important than what you do. After all, your child internalizes your traits more than anyone else's on the planet. And that's why Les and Leslie Parrott---in a parenting book like no other---give you a proven plan for cultivating the traits you most want your child to have. Discover ... * the most important question you'll ever ask as a parent * the three-step method to avoid being the parent you don't want to be * the secret to making your 'intentional traits' stick on even your worst days ... and much more. A husband and wife team made up of two of today's leading relationship experts, Les and Leslie Parrott reveal their personal experiences as parents to help you fulfill the most important calling you will ever have. The Parent You Want to Be is inspiring, warm, and filled with a transformational power for your entire family.

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