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How Math Can Save Your Life: (And Make You Rich, Help You Find The One, and Avert Catastrophes) - PDF
How Math Can Save Your Life: (And Make You Rich, Help You Find The One, and Avert Catastrophes) - PDF
نویسندگان: James D. Stein خلاصه: It's a commonplace observation that the better the mathematician, the worse he or she generally is at balancing a checkbook. It's not a paradox: simple arithmetic is just too boring to hold a bright, abstract thinker's attention. So perhaps this can account for what happened in Chapter 10, "How Math Can Fix the Economy." In the table titled "The S&P Tulip Index, 1975-2007," the author looks at the ratio over a period of years of the year-end closing price of the S&P500 to average household income. Unfortunately, he used REAL (inflation adjusted) household income instead of CURRENT household income. The S&P500 closing prices, of course, are in CURRENT dollars, so the ratio, to make sense, has to be CURRENT dollars to CURRENT dollars. I immediately noticed something was wrong when I saw in the table that average household income supposedly rose only 40 percent from 1975 to 2007. In fact average household income rose 391 percent in CURRENT dollars! (I used the same Census Bureau spreadsheet as the author, but the correct column -- "Current dollars.") With this correction in place, the "S&P Tulip Index" isn't nearly as exuberant at the 1999 stock market peak: a ratio of 4.10 instead of the author's ratio of 16.29. There is also a conceptual problem with the author's "S&P Tulip Index." It doesn't take into account population growth. If the number of households doubled from 1975 to 2007, you might reasonably expect the S&P500 to double as well, even if average household income stayed constant. Sadly, the same mistake of REAL versus CURRENT dollars afflicts the next table too, "The Average Home Price Tulip Index, 1975-2007."
Earn What You're Worth: A Widely Sophisticated Approach to Investing In Your Career-and Yourself - Original PDF
Earn What You're Worth: A Widely Sophisticated Approach to Investing In Your Career-and Yourself - Original PDF
نویسندگان: Nicole Williams, Cheri Hanson خلاصه: This book has very practical advice on how to improve your chance of sucess in the business world, and how to become more financially successful. There is no content on investing or particulars of fiancnes, rather the author approaches the idea of investing in yourself as the msot important way to improve your success, in all aspects of your life. A specific example is "the latte factor." She writes taht she isn't ehre to tell anyone they need to stop drinking alt tes. Instead, she urges each of us to deicde why we are having our lattes, is it beacuse everyone else is getting one? Or do we get out of bed inteh mroing only because of the latte we know awaits us? If it's the latter, then by all means make that investmetn in yourself. If its the former, perhops yo ucan cut that latte out of your habit and have room in your budget for something more important. I read this book twice, and the first time all of her career advice I applied to my relationship (it was all I could focus on at the time). But later, when I re-read it, I applied thea dvice to my career and job hunt and personal finance, and feel that I am actively working towards my goals. It helped me see and create the big picture so I can then work towards acheiving teh various aspects of my life goals.
Easy Money: How to Simplify Your Finances and Get What You Want out of Life - PDF
Easy Money: How to Simplify Your Finances and Get What You Want out of Life - PDF
نویسندگان: Liz Pulliam Weston خلاصه: For most of my readers, this book may prove to be too basic, but we all have friends that are not "money people." They don't know how to take care of their finances, and they constantly get into money troubles. This book could be of help to them. Now, as you can see from the picture, you can see that she refers to herself as, "The Internet's #1 Personal Finance Expert." I can't vouch for that. I like to think that I am aware of a wide number of trends in investing and money management, and this was the first time I heard of her. There were five main things that appealed to me about this book. First, it's not a long book (173 pages in the main body of text), and it is simply written, so an average person not good with finances could make his way through it. Second, even though small, it is pretty comprehensive for the finances of an average person or family. Third, I think she gets most issues right for average people who have relatively simple financial problems. Fourth, it provides advice on where to get more data, without marketing herself directly. Fifth, it summarizes action points for each area of personal finance. I do write about personal finance a little, but you will never get the detailed advice on cash management, budgeting, personal credit, hiring advisors, and shopping smart from me that you will get from this book. My contribution is a more savvy view of investing and insurance. On the latter topic, insurance, I thought she covered the bases well. (As an aside, she shares my bias against variable annuities.) Now, was there anything that I wasn't crazy about? I know she wrote a book on the topic, but I think it would have been worthwhile to briefly explain why keeping a high credit rating in this age is so important, because of the effect that it has on insurance premiums, and even employment, leaving aside how much you will pay in interest, and how onerous lenders and creditors will be with you if you ever make a mistake. Now on investing topics, the book is good but not great. For the average person that doesn't matter. For those wanting to take a step up, I would recommend The Dick Davis Dividend. She focuses on saving enough (most people don't save enough), and asset allocation through passive investments. She is a little too bullish on real estate for my tastes. Someone following her advice in these areas will do better than most, if they have the discipline to avoid panic and greed. But, leaving those quibbles aside, this is a solid book, and those following its advice will benefit.
If You're an Egalitarian, How Come You're So Rich? - PDF
If You're an Egalitarian, How Come You're So Rich? - PDF
نویسندگان: G. A. Cohen خلاصه: This book is very much a waste of time in that the most of the book did not directly address the question posed by the title. It also went into a lot of autobiography and for someone who is interested in philosophy I find it a waste of time to learn about someone's boring life - and as a philosopher, if the most important thing you can say about your beleifs is that you have them because of your upbringing, then your beliefs are pretty worthless even if they are right and true. This guy is a communist egalitarian because his parents are communist egalitarians. Not very interesting and quite unphilosophical. This is not to say he didn't address the issue as a philospher should but that he put in too much stuff that a philosopher shouldn't. Now on to the essence of what he should have and did include:
101 Internet Businesses You Can Start from Home: How to Choose and Build Your Own Successful e-Business - PDF
101 Internet Businesses You Can Start from Home: How to Choose and Build Your Own Successful e-Business - PDF
نویسندگان: Susan Sweeney CA خلاصه: 101 Internet Businesses You Can Start from Home КНИГИ ;БИЗНЕС Автор: Susan SweeneyНазвание: 101 Internet Businesses You Can Start from HomeИздательство: MAXIMUM PRESSГод: 2007Формат: pdfРазмер: 1,7 mb Written for those who want to break away from rigid schedules, unappreciative bosses, and soul-sapping commutes, this book puts prospective Internet entrepreneurs on the road to success by offering an analysis of Internet mechanics and commerce and providing profiles of successful Internet businesses. Containing more than just technical information, this manual also helps the entrepreneur prioritize business goals and evaluate comfortable levels of risk, ensuring that the chosen business matches the aspirations of the entrepreneur. Each of the 101 business profiles includes promotion techniques for helping these start-ups get on the road to success, and a password for access to the companion website is provided.http://.com/files/oityei72p 85
Preparing the Perfect CV: How to Make a Great Impression and Get the Job You Want - PDF
Preparing the Perfect CV: How to Make a Great Impression and Get the Job You Want - PDF
نویسندگان: Rebecca Corfield خلاصه: Every job hunter needs an impressive CV that describes their educational and professional history. A well-prepared and individually tailored CV is invaluable and can greatly improve your chances of getting the job you want. "Preparing The Perfect CV" provides sample CVs for job seekers of different abilities applying for various types of work. It is therefore useful for every age and calibre, from school leavers to those wishing to return to work after a career break. Careers expert Rebecca Corfield analyses the content and presentation of a well-prepared CV, helping you to impress the employer and get an interview. Complete with new online CV templates to get readers started and a comprehensive checklist of dos and don'ts, "Preparing the Perfect CV" is an indispensible guide that every job seeker should have.
You CAN Retire Young: How to Retire in Your 40s or 50s Without Being Rich - Original PDF
You CAN Retire Young: How to Retire in Your 40s or 50s Without Being Rich - Original PDF
نویسندگان: Larry A. Ferstenou, Joe Nendza, Shannon Murdock خلاصه: It's an easy read from someone with a short attention span. Plain english; a story that just takes you in. I am grateful to Larry for writing this book and sharing that this alternate lifestyle is possible. It's encouraging me to save more.
Even Buffett Isn't Perfect: What You Can--and Can't--Learn from the World's Greatest Investor - Original PDF
Even Buffett Isn't Perfect: What You Can--and Can't--Learn from the World's Greatest Investor - Original PDF
نویسندگان: Vahan Janjigian, Steve Forbes خلاصه: Warren Buffett is the most successful investor of all time. His ability to consistently find undervalued companies has made him one of the world's richest men. Yet while his track record is hard to argue with, the Buffett way isn't the only way, nor is it always the best way, to invest. Even Buffett Isn't Perfect dispels many myths about Buffett and his ''solid as a rock'' style. It shows readers how to learn from the master's best moves while avoiding strategies that don't apply to small investors -- and avoiding Buffett's mistakes, such as sometimes riding his winners too long.
You Can Win: A Step by Step Tool for Top Achievers - Original PDF
You Can Win: A Step by Step Tool for Top Achievers - Original PDF
نویسندگان: Shiv Khera خلاصه: This is an easy-to-read, practical, common-sense approach that will take you from ancient wisdom to contemporary thinking. It helps you to dispel confusion in daily life and clarify values.
You were born rich: Now you can discover and develop those riches - PDF
You were born rich: Now you can discover and develop those riches - PDF
نویسندگان: Bob Proctor خلاصه: Zig Ziglar may be the master motivator, Mark Victor Hansen of Chicken Soup For the Soul, the master storyteller; Anthony Robbins may be the guru of personal development, but Bob Proctor is the master thinker. When it comes to systematizing life, no one else can touch him. He is simply the best. Bob Proctor collects thoughts like Imelda Marcos used to collect shoes. He strings them together in exquisite arrays; one thought leading logically to the next until a whole method has been constructed. In this volume, You Were Born Rich, Bob Proctor has done it again, this time taking you step by step to the surprising discovery that success is not always reaching out for something that you don’t have but rather only reaching over and rearranging the pieces already there. I read with fascination as Bob carefully built his case and then found myself instantly applying his conclusions to ongoing projects and relationships. Therein lies the great value of this book. You can instantly apply the conclusions to your own life. It will begin to impact you long before you reach the last chapter.

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