موضوعات
آموزش و پرورش
ادبیات و زبان
پزشکی، دندانپزشکی و داروسازی
تاریخ و جغرافیا
داستان و رمان
دیگر
دین و فلسفه
روانشناسی
ریاضیات و آمار
سلامتی، تناسب اندام و رژیم غذایی
شیمی و پلیمر
علوم اجتماعی و حقوق
علوم زیستی و بیوتکنولوژی
فیزیک و نجوم
کامپیوتر و اینترنت
کتابهای کودکان و داستان
کسب و کار و اقتصاد
کشاورزی و دامپزشکی و غذا
معماری
مهندسی و فناوری
هنر و تئاتر
محصولات
An Insider's Guide to Refinancing Your Mortgage: Money-Saving Secrets You Need to Know - Original PDF
نویسندگان: خلاصه: Having been in the mortgage business for nearly two decades,I’ve seen mortgage companies come and go. And I’ve seen mort-gage loan programs come and go along with them.Technology has made an impact on the mortgage industry.Mortgage loan approvals used to take several weeks to accom-plish. Now, it’s only a matter of days. Loans are approved usingautomated systems and no longer need human beings makingjudgment calls as to the borrower’s creditworthiness.Since loans are so easy to approve and take very little time tocomplete, the entry-level qualifications for loan officers are verylow. Sure, loan officers have to get licensed in the state wherethey place mortgage loans. But trust me, the licensing procedureis typically nothing more than taking a rudimentary test and get-ting fingerprinted. There are more inexperienced loan officers inthis business than ever before, all trying to get a piece of the‘‘refinance pie.’’Because of the ease of mortgage approvals, interest ratesdon’t have to fall very much in order to make a refinance a rea-sonable proposition. And mortgage companies, in all their glory,can market themselves silly trying to convince you to refinanceyour loan with them. Heck, there are even classes that loan officerscan take to learn how to convince you to refinance your mortgage
Mortgage Confidential: What You Need to Know That Your Lender Won't Tell You - Original PDF
نویسندگان: خلاصه: Mortgage Confidential is an insider’s look at the mortgage process for anyone concerned with getting the best deal (and not being taken advantage of) while financing their home. The book goes beyond the basics, revealing the options lenders don’t often divulge to their clients, what they really look for before they approve a loan, which costs they have control over, little-known sources of down payment money, and whether to trust loan officers recommended by Realtors. The book tells readers everything their lender won't, including how to: * qualify for a larger loan * avoid credit repair scams * complete the loan application to maximize the chances of approval * pay zero closing costs * avoid origination charges * determine whether paying ''points'' can save them money * know when a loan officer is lying * identify a ''rip-off'' loan program * and more! Whether looking into securing a mortgage for the first time or seeking to refinance, Mortgage Confidential gives readers the confidence and information they need to get through this complicated process and find the ideal loan for their needs.
Who Says You Can't Buy a Home!: How to Put Credit Problems, Down Payment Challenges, and Income Issues Behind You -- And Get a Mortgage Now - PDF
نویسندگان: خلاصه: For every prospective homebuyer there is a unique financial situation. Some may have past or current credit issues, others lack cash-on-hand for a down payment, and many have unpredictable incomes. But this doesn't mean these folks are any less entitled to own a home. Who Says You Can't Buy a Home! gives readers plenty of proven, powerful ways to overcome perceived obstacles to home ownership. Real estate and home-buying authority David Reed tells hopeful buyers everything they need to know about establishing credit, using government mortgage and zero money down programs, buying foreclosures, getting subprime loans, buying without a mortgage, and much more. And for those with shaky credit, Who Says You Can't Buy a Home! offers priceless advice on managing credit scores and reports, repairing bad credit, and other crucial steps that can make the difference between owning a home and being turned down. The book also shows how to avoid predatory lenders and common mistakes, while giving readers the confidence and know-how to get the home they've always wanted.آیا کتاب مورد نظر هنوز بر روی سایت قرار نگرفته است؟ جای نگرانی نیست! کافی است بر روی گزینه سفارش کتاب کلیک کرده و درخواست خود را ثبت کنید. در کمتر از چند ساعت کتاب شما را آماده خواهیم کرد.