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Living Rich by Spending Smart: How to Get More of What You Really Want - PDF
Living Rich by Spending Smart: How to Get More of What You Really Want - PDF
نویسندگان: Gregory Karp خلاصه: “After 21 years of giving advice about your wallet on the radio, I thought I had heard it all and read it all. Then I read Living Rich by Spending Smart. Greg Karp has a clear roadmap to wealth that is yours for the taking. Follow his simple steps and you will take control of your financial future. Get FIT now!” –Clark Howard, The Clark Howard radio show “The book is full of practical information for trimming and redeploying spending, which is often given short shrift in other personal finance books. The author provides solid advice and solid writing on a topic that benefits from a fresh voice.” –Liz Pulliam Weston, MSN Money columnist and author of Easy Money “Greg Karp offers well-researched, practical strategies that can help anyone save big money on everyday expenses, and his entertaining writing style makes the book a fun read.” –Stephanie Nelson, editor of CouponMom.com and frequent guest on ABC-TV’s Good Morning America “Greg Karp gets it and you will too. His research and tips will help you keep more of the money you earn. Reading Living Rich by Spending Smart is the best way to give yourself a raise.” –Steve & Annette Economides, New York Times Best-Selling Authors of America’s Cheapest Family Gets You Right On The Money “Wise people have always known it. Now Greg Karp lets everyone in on the secret. The surest way to living well is to manage your spending. Living Rich by Spending Smart is a simple roadmap that anyone can follow. And should!” –Gary Foreman, editor of TheDollarStretcher.com “For every consumer who consistently fails to engage brain before operating pocketbook, this book provides simple, concrete steps to immediately take control of your spending.” –Edgar Dworsky, founder of ConsumerWorld.org As The Millionaire Next Door revealed, building wealth isn’t just about working harder or what you choose to invest in: it’s about spending smarter. Now, award-winning Tribune Company personal finance columnist Gregory Karp shows how to do just that. This book isn’t about depriving yourself. Instead, Gregory Karp shows how to build real, long-lasting wealth by plugging the money leaks you’re barely aware of and making sure you spend with a purpose. Karp’s surprisingly painless techniques will help you eliminate wasteful spending in every area of your financial life. You’ll discover how to focus spending on what you really care about...spend less on gifts without becoming a cheapskate...slash your phone bill...pay less for food and still eat what you want...eliminate spending leaks in insurance, education, even entertainment. From the clothes you wear to the cars you drive, this book will help you build a life that’s truly rich because it’s truly financially secure. •Smart people, dumb spendingWhy you need to fire the accountant in your head •What a waste From inkjet cartridges to extended warranties •Achieving money victory: short-term tactics, long-term strategies Win today’s retail skirmishes (and your lifelong money wars) •How to pay less for the same entertainment ...without having less fun • Why comparison shopping is more profitable than you thought Surprise: it’s worth your time
Dinosaurs and Other Prehistoric Creatures You Can Draw - PDF
Dinosaurs and Other Prehistoric Creatures You Can Draw - PDF
نویسندگان: Nicole Brecke, Patricia M. Stockland خلاصه: Do you love spiky Stegosaurus or tanklike Triceratops? Whatever your favorite prehistoric beast, you'll soon be drawing these creatures like a pro with the help of this fun book. Just follow the steps, and you'll have a great-looking dino before you know it. Fact-filled descriptions accompany the drawings, so you can learn all about different kinds of prehistoric animals. You'll also find tips on adding details to your drawing - like fish for Pterodactylus or a nest and eggs for Ankylosaurus. So get out some paper and grab a pencil. Then get ready, get set, and get drawing!
Who's Teaching Your Children?: Why the Teacher Crisis Is Worse Than You Think and What Can Be Done About It - PDF
Who's Teaching Your Children?: Why the Teacher Crisis Is Worse Than You Think and What Can Be Done About It - PDF
نویسندگان: Vivian Troen, Katherine C. Boles خلاصه: Many of the problems afflicting American education are the result of a critical shortage of qualified teachers in the classrooms. The teacher crisis is surprisingly resistant to reforms and is getting worse. This analysis of the causes underlying the crisis seeks to offer concrete, affordable proposals for effective reform. Vivian Troen and Katherine Boles, two experienced classroom teachers and education consultants, argue that because teachers are recruited from a pool of underqualified candidates, given inadequate preparation, and dropped into a culture of isolation without mentoring, support, or incentives for excellence, they are programmed to fail. Half quit within their first five years. Troen and Boles offer an alternative, a model of reform they call the Millennium School, which changes the way teachers work and improves the quality of their teaching. When teaching becomes a real profession, they contend, more academically able people will be drawn into it, colleges will be forced to improve the quality of their education, and better-prepared teachers will enter the classroom and improve the profession.
Quicksilver: A Revolutionary Way to Lead the Many and the Few -- Beginning with YOU - PDF
Quicksilver: A Revolutionary Way to Lead the Many and the Few -- Beginning with YOU - PDF
نویسندگان: Michael O'Brien, Larry Shook خلاصه: Are you dangerously normal? Most of the world's catastrophes don't come from mistakes. Wars, NASA space tragedies, global economic meltdowns all have one thing in common they are caused by normal thinking. Quicksilver shows that humanity now suffers from a learning disorder that threatens our future. As a result, leaders must develop a shape-shifting ability to continuously adjust themselves and their organizations to quicksilver conditions. The book looks at the failed leadership behind the 2008 economic crisis from the perspective of the fast-changing digital world, which has outpaced habits of mind. It focuses on cognitive psychology and proposes a set of practices aimed at coping with problems of the digital age. We are all leaders. Quicksilver will teach you how to inoculate yourself against self-defeating, normal thinking, and systematically neutralize fear, which comes in many guises. Be a leader with the personal courage and integrity that people will want to follow.
As You Like It (Webster's Spanish Thesaurus Edition) - PDF
As You Like It (Webster's Spanish Thesaurus Edition) - PDF
نویسندگان: William Shakespeare خلاصه: This edition is written in English. However, there is a running Spanish thesaurus at the bottom of each page for the more difficult English words highlighted in the text. There are many editions of As You Like It. This edition would be useful if you would
Digital Photography: 99 Easy Tips To Make You Look Like A Pro! - PDF
Digital Photography: 99 Easy Tips To Make You Look Like A Pro! - PDF
نویسندگان: Ken Milburn خلاصه: Get tips and advice for taking better pictures with your digital camera from expert photographer Ken Milburn. Discover all the cool things you can do--like making panoramas, short movies, rapid shot sequences for Web animations, instant greeting cards (both in print and for the Web), restoring and retouching photos--and much more.
As You Like It (Webster's German Thesaurus Edition) - PDF
As You Like It (Webster's German Thesaurus Edition) - PDF
نویسندگان: William Shakespeare خلاصه: This edition is written in English. However, there is a running German thesaurus at the bottom of each page for the more difficult English words highlighted in the text. There are many editions of As You Like It. This edition would be useful if you would
Are You There, Vodka? It's Me, Chelsea - PDF
Are You There, Vodka? It's Me, Chelsea - PDF
نویسندگان: Chelsea Handler خلاصه: Chelsea Handler is a woman on a mission. She's smart, sassy and not afraid to speak her mind. From an early age Chelsea knew exactly what she wanted and even in the trickiest of situations, she's never one to pass up an opportunity. Like the time she convinced her third-grade class she was shooting movies with Goldie Hawn on location in the Galapagos just to get them to like her, or when she spent the night in a women's prison, contemplating an affair with the inmate who killed her own sister. Chelsea it seems, has done it all, and a whole lot more...Any mishaps along the way just spur Chelsea on further. Whether she is being dry-humped by a sumo masseur, dumped by her Big Red experiment or kicked out of a London restaurant with her pants down, Chelsea is always armed with an unshakable disregard for rules and is incapable of leading a quiet life. "Are You There Vodka? It's Me, Chelsea" is an entertaining memoir-in-stories that will have you rolling around with laughter.
The Trouble With You Earth People - PDF
The Trouble With You Earth People - PDF
نویسندگان: Katherine MacClean خلاصه: The tape isn't clear. When you said the two civilizations could economically exchange theirbyproducts, which words did you use to the nice human scientist?" Tima poised her pen over hernotes, her doggy face earnest and studious. "Did you say, Interchange, exchange, trade,mutually-consume, mutually-eat or ingest or input? And did you say byproducts, reject products,surplus, waste, excretion, excrement or shit?"Her husband, hanging upside down from the exercise bar, shrugged. "I don't remember. Someword for harmonic mutual aid or intercourse. Scientists focus on concepts. It doesn't matter whatwords I used.""It matters," she kissed the air in his direction. "You did a perfect study of the culture, yourdiplomacy was wonderful. This report must be complete in every detail. I want you to get thecredit you deserve." She resumed her note taking, listening through earphones to their recordingsof their strangely unsuccessful attempt to open an embassy on the planet Earth, in which theyalmost lost their lives
Dude, Can You Count? Stories, Challenges and Adventures in Mathematics - PDF
Dude, Can You Count? Stories, Challenges and Adventures in Mathematics - PDF
نویسندگان: Christian Constanda خلاصه: Imagine algebra class meets The Hitchhiker’s Guide to the Galaxy… Meet JJ, an unusual character with a unique vantage position from which he can measure and monitor humanity’s progress. Armed with a device that compels all around it to tell the truth, JJ offers a satirical evaluation of our attitudes to numeracy and logic, touching upon several aspects of life on Earth along the way, from the criminal justice system and people’s use of language to highway driving and modern art. A collection of mathematically-flavored stories and jokes, interlaced with puzzles, paradoxes and problems, fuse together in an entertaining, free-flowing narrative that will engage and amuse anyone with an interest in the issues confronting society today. JJ demonstrates how a lack of elementary mathematical knowledge can taint our work and general thinking and reflects upon the importance of what is arguably our most valuable weapon against ignorance: a sound mathematical education.

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