موضوعات
آموزش و پرورش
ادبیات و زبان
پزشکی، دندانپزشکی و داروسازی
تاریخ و جغرافیا
داستان و رمان
دیگر
دین و فلسفه
روانشناسی
ریاضیات و آمار
سلامتی، تناسب اندام و رژیم غذایی
شیمی و پلیمر
علوم اجتماعی و حقوق
علوم زیستی و بیوتکنولوژی
فیزیک و نجوم
کامپیوتر و اینترنت
کتابهای کودکان و داستان
کسب و کار و اقتصاد
کشاورزی و دامپزشکی و غذا
معماری
مهندسی و فناوری
هنر و تئاتر
محصولات
How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line - PDF
نویسندگان: خلاصه: “This book is a must-read for credit card holders of all ages. Curtis Arnold offers insights into how consumers can not only profit financially from credit cards, but importantly, how to avoid falling into debt.” —Thomas R. Evans, President and CEO of BankRate.com, Inc. “Finally, someone has written a guide for savvy consumers who want to make the most of the plastic in their wallets. Curtis Arnold explains exactly how to maximize your rewards so you’re quite literally getting free money and also outlines winning strategies for negotiating the lowest interest rate and using balance transfers to your advantage. Anyone who wants to build credit, improve their credit, or profit from their credit cards should read this book.” —Liz Pulliam Weston, MSN Money Personal Finance Columnist and Bestselling Author of Your Credit Score and Easy Money “Curtis Arnold is America’s premier credit card expert. Whether you’re trying to get your first card, compare credit offers, or figure out how to beat the credit card companies at their own game, Arnold’s wisdom and insider tips will prove invaluable.” —Lynnette Khalfani-Cox, The “Money Coach” and Author of The New York Times Bestseller Zero Debt: The Ultimate Guide to Financial Freedom “If you have had enough of credit card tricks and traps, this book will show you how to turn the tables. Curtis Arnold knows the credit card business inside and out and offers proven ways to put plastic to work for you, rather than against you.” —Gerri Detweiler, Consumer Advocate and Author of four books on personal finance including the forthcoming book Stop Debt Collectors “For most Americans, credit cards are seen as a necessary evil. Curtis Arnold transforms that perception. Using his advice, people can get rebates, perks, better interest rates, and all kinds of benefits from their cards that they never knew were possible. This book helps you become the master of your credit cards instead of a victim.” —Jordan E. Goodman, “America’s Money Answers Man” and Bestselling Author of Everyone’s Money Book on Credit “Curtis Arnold provides you with tips for protecting yourself from costly credit card traps, how to use credit to your advantage, and much more. This is a must-read book!” —Marcia Brixey, Author of The Money Therapist and Founder and President of Money Wise Women Educational Services Banks spend billions to entice credit card customers with rebates, freebies, low introductory rate offers, and airline miles. This book shows you how to take maximum advantage of these special deals—without paying for them through brutally high interest rates, fees, and penalties! Top independent credit card expert Curtis Arnold reveals how to creatively finance major purchases such as cars, weddings, and condos with little or no interest charges…earn huge credit card “perks” every year…and dramatically reduce your cost of credit. He offers specific advice targeted to: young consumers, retirees facing credit discrimination, Americans recovering from debt problems, and even to consumers with spotless credit. Why should huge banks and credit card companies make all the money? Get this book, and you too can start earning and saving hundreds, and possibly thousands of dollars, like Curtis has! Unlock the keys to huge credit card savingsFind the best rates and balance transfer offers—and make the most of them Fly anywhere, finance anythingUse credit cards to get free airline tickets and cash rebates or low-cost “creative financing” Don’t get ripped off—by your bank or anyone elseAvoid hidden fees, costly small print, and flat-out fraud Slash your debt, and cut your cost of creditStop throwing away money you could be saving or investing Acknowledgments xvii About the Author xxi Chapter 1: It’s Not Just Plastic–It’s Money! 1 Chapter 2: Show Me the Money! Credit Card Rebates 23 Chapter 3: Unlock the Key to Huge Savings: Master Credit Card Rates and Transfer Offers 51 Chapter 4: Avoid Problems That Hinder Maximum Profits 75 Chapter 5: How to Slash Your Debt and Keep Your Hard-Earned Money for Yourself 89 Chapter 6: Watch Out: Traps and Scams Can Cost You Big Bucks! 119 Chapter 7: Start Out on the Right Foot–Credit Cards for Students and Saving for College 155 Chapter 8: Use Targeted Cards to Your Financial Advantage 179 Chapter 9: Your Credit Report and Score: The Better You Look, the More You Profit 209 Chapter 10: Maximize the Benefits of Your Cards by Taking Advantage of Additional Free Perks 237 Chapter 11: Master Advanced Card Techniques to Save and Make Money 259 Chapter 12: Capitalize on Future Card Trends 283 Glossary 301 Index 315
The Big Book of Small Business: You Don't Have to Run Your Business by the Seat of Your Pants - PDF
نویسندگان: خلاصه: Your shoes are charred from stomping out brush fires. You have nightmares about UFOs—Unreachable Financial Objectives. All-star interviewees turn into duds. Meetings cause more problems than they solve. The office is a ghost town at 5:01 p.m. Does this sound familiar? Tom Gegax knows what that is like. Years after running his Tires Plus franchise by the seat of his pants, blissfully unaware of how little he knew about getting the most out of people and managing a world-class organization, Tom was faced with a cancer diagnosis and a business at the brink of disaster. Resolved to change things around, he improved his mental clarity, health, and relationships and noticed that the more he profited on a personal level, the more his company profited. Tires Plus grew into a $200 million business with 150 upscale locations. He had learned the first lesson in Enlightened Leadership 101: Focus on the well-being of your employees and customers—as well as your own—and success will follow naturally. In The Big Book of Small Business, Tom shares his hard-earned lessons on how to become an enlightened, effective leader, and on how to do the small things right so the big decisions work. This all-in-one toolbox for small businesses is jammed with warm-hearted, tough-minded practices and street-smart tips, covering every aspect of a growing business: Starting, funding, and getting your new business off the ground Crafting a mission and growing a corporate culture that works Hiring the best people and maximizing their potential Communicating and negotiating with your employees, customers, and suppliers Creating processes for continuous innovation and growth Protecting your business from unforeseen dangers Planning for growth And much more . . . As thorough as a textbook and as lively as a news magazine, The Big Book of Small Business is the most comprehensive and practical book on how to take a small business to the next level, and an indispensable slingshot for the millions of scrappy Davids taking on corporate Goliaths.
How Your Child Learns Best: Brain-Friendly Strategies You Can Use to Ignite Your Child's Learning and Increase School Success - Original PDF
نویسندگان: خلاصه: Brain-Based Strategies You Can Use Today to Enhance Your Child's Love of Learning How Your Child Learns Best is a groundbreaking guide for parents that combines the latest brain research with the best classroom practices to reveal scientifically savvy ways to improve your child's success in school. Written by Judy Willis, MD, MEd, a board-certified neurologist who is also a full-time classroom teacher, How Your Child Learns Best shows you not only how to help your child learn schoolwork, but also how to capitalize on the way your child's brain learns best in order to enrich education wherever you are, from the grocery store to the car - a necessity in today's "teach to the test" world. By using everyday household items and enjoyable activities, parents of children ages three to twelve can apply targeted strategies (based on age and learning strength) in key academic areas, including: Reading comprehension Math word problems Test preparation Fractions and decimals Oral reading Reports and projects Science and history Reading motivation Vocabulary Discover how to help your child increase academic focus and success, lower test stress while increasing test scores, increase class participation, foster creativity, and improve attention span, memory, and higher-level thinking. How Your Child Learns Best shows how to maximize your child's brain potential and offers something for every parent who wants the best for his or her child. "At last we parents now have a reference that will help guide us in assisting our children's growth and flowering. This book is what parents have been searching for and need now more than ever." - from the foreword by Goldie Hawn
California Workers' Comp: How to Take Charge When You're Injured on the Job (2008) - PDF
نویسندگان: خلاصه: Maximize the medical care and benefits you're entitled to! From industrial injuries to carpal tunnel syndrome, more than a million Californians a year suffer job-related injuries or illness. For many, receiving compensation can be a nightmare. California Workers' Comp shows you how to handle a California workers' compensation claim from start to finish. Find out how to: file a claim protect your legal rights receive the medical care you need get the benefits you're entitled to deal with uncooperative employers, doctors and insurance agencies negotiate a settlement present your case before a judge The 7th edition is completely updated with the latest regulations and labor codes, and explains how the new AMA Guides affect your permanent-disability award. Recent laws give employers and insurance companies far greater rights and employees fewer medical benefits. Learn to work with your insurance company to receive the medical treatment and benefits you deserve. Workers' Compensation Forms Forms to File With the Division of Workers' Compensation DWC-1: Workers' Compensation Claim Form Application for Adjudication of Claim Declaration in Compliance With Labor Code Section 4906(G) Declaration of Readiness to Proceed Declaration of Readiness to Proceed to Expedited Hearing (Trial) Pre-Trial Conference Statement Notice of Change of Address Proof of Service Cover Letter to Workers' Compensation Appeals Board Record-Keeping Forms and Worksheets Record of Income and Benefits Received Record of Time Off Work Record of Medical Expenses and Request for Reimbursement Record of Mileage & Transportation and Request for Reimbursement Settlement Worksheets and Documents Settlement Worksheet: Value of Workers' Compensation Claim Stipulations with Request for Award Compromise and Release Forms to File With Your Employer Employee's Designation of Personal Physician Letter to Employer Requesting Copies of Documents and Evidence Objection to Treating Physician's Recommendation for Spinal Surgery (20090101)
VHDL 101: Everything you need to know to get started - PDF
نویسندگان: خلاصه: VHDL (VHSIC Hardware Description Language) is a hardware programming language commonly used for FPGA (Field Programable Gate Array) or ASIC (Application Specific Integrated Circuit) designs. FPGAs and the like are often found within larger applications such as cell phones, medical imagers, and personal media devices. As these devices are becoming more ubiquitous so the need for engineers fluent in VHDL design grows. Engineers commonly face an immediate need to learn a language or technique quickly and this book answers that requirement. Bill Kafig of industry leader Xilinx, swiftly brings the reader up to speed on techniques and functions commonly used as well as commands and data management. Extensive simple, complete designs are accompany the content for maximum comprehension. The book concludes with a section on design re-use which is of utmost importance to today's engineer that needs to meet a deadline and lower costs per unit. *Gets you up to speed with VHDL fast, reducing time to market and driving down costs *FPGA market will be worth $2.75bn in 2010 *Coves the basics including language concepts and includes complete design examples for ease of learning *Get inside track experience from Kafig, a Xilinx insider *Includes FREE Xilinx Software and ISE Development Tools!
How You (th) Can Succeed!: Transforming Dreams into Reality for Young Adults - Original PDF
نویسندگان: خلاصه: Sean is an outrageous young man with great strategies for life.” ○ ○ ○ ○ ○ – Anthony Robbins, Best selling author of Unlimited Power “. . . Sean and his desire and genuine care for our youth exemplifies what TRUTH and HONOR are all about. He is a gem in the world of pebbles, and I strongly encourage all young people to not only read this book, but follow his advice. He is a role model and a great source of inspiration.” – Jeff Yalden, Marine of the Year and co-author of ○ ○ ○ ○ ○ Lead Now…or Step Aside! “How YOU th Can Succeed! is a treasure that changes lives. I truly believe Sean Stephenson’s message is a fountain of inspiration for all those who want to succeed! Sean is the message that he brings, he motivates all of us to manifest our greatness.” – Les Brown, Best selling author of ○ ○ ○ ○ ○ Live Your Dreams and It’s Not Over Until You Win “You are in for a real treat…Sean knows how to tickle the soul, maximize human potential, and create lasting success. Read this book and then take action!” ○ ○ ○ ○ ○ – Patricia Fripp, (CSP, CPAE), Author of Get What You Want
Mortgage Confidential: What You Need to Know That Your Lender Won't Tell You - Original PDF
نویسندگان: خلاصه: Mortgage Confidential is an insider’s look at the mortgage process for anyone concerned with getting the best deal (and not being taken advantage of) while financing their home. The book goes beyond the basics, revealing the options lenders don’t often divulge to their clients, what they really look for before they approve a loan, which costs they have control over, little-known sources of down payment money, and whether to trust loan officers recommended by Realtors. The book tells readers everything their lender won't, including how to: * qualify for a larger loan * avoid credit repair scams * complete the loan application to maximize the chances of approval * pay zero closing costs * avoid origination charges * determine whether paying ''points'' can save them money * know when a loan officer is lying * identify a ''rip-off'' loan program * and more! Whether looking into securing a mortgage for the first time or seeking to refinance, Mortgage Confidential gives readers the confidence and information they need to get through this complicated process and find the ideal loan for their needs.
What the IRS Doesn't Want You to Know: A CPA Reveals the Tricks of the Trade - Original PDF
نویسندگان: خلاصه: With tax laws constantly changing and existing regulations hidden in volumes of tax code, nothing related to taxes is easy to figure out. Businesses and individuals in every income bracket need expert advice that cuts through the IRS bureaucracy and shows them how to work within the system. In What the IRS Doesn't Want You to Know: A CPA Reveals the Tricks of the Trade, tax expert Martin S. Kaplan reveals critical strategies that the best CPAs use for their clients to file shrewd, legal, money-saving returns. Filled with in-depth insights and practical advice, this book will help you answer such questions as: * How can you approach the ''new'' IRS to maximize your tax return success? * What are the latest IRS weapons? * What are the biggest taxpayer misconceptions? * What are the most commonly overlooked credits and deductions? * How will new tax legislation affect you? * How can outdated IRS technology benefit you? * What forms should you never fill out? From deciphering the Jobs and Growth Tax Relief Reconciliation Act of 2003 to understanding the personality of the IRS, What the IRS Doesn't Want You to Know will help you shape your tax strategies and stay on top of your current financial situation.
How to Read a Balance Sheet: The Bottom Line on What You Need to Know about Cash Flow, Assets, Debt, Equity, Profit...and How It all Comes Together - PDF
نویسندگان: خلاصه: Put the most valuable business tool to work for you! The balance sheet is the key to everything--from efficient business operation to accurate assessment of a company’s worth. It’s a critical business resource--but do you know how to read it? How to Read a Balance Sheet breaks down the subject into easy-to-understand components. If you're a business owner or manager, this book helps you . . . Manage working capital Generate higher returns on assets Maximize your inventory dollars Evaluate investment opportunities If you're an investor, this book helps you . . . Determine the market value of a company's assets and operations Predict future earnings and trends Assess the impact of capital expenditures Identify potential ''red flags'' before the crowd How to Read a Balance Sheet gives you the bottom line of what you need to know about: Cash Flow * Assets * Debt * Equity * Profit and how it all comes together.
1100 Words You Need to Know - Original PDF
نویسندگان: خلاصه: A Barron's bestseller for years, this book is better than ever in a brand new fourth edition. In addition to its standard vocabulary lists, this edition includes a new section called Panorama of Words. In this feature, each of the 1100 words appears in a sentence selected from among well known novels, plays, poems, and even newspaper editorials and TV broadcasts. The book is a vocabulary builder aimed directly at college-bound high school students, as well as college students who need extra vocabulary help. Students will find word lists with definitions, analogy exercises, entertaining word games, and fascinating words-in-context exercises.آیا کتاب مورد نظر هنوز بر روی سایت قرار نگرفته است؟ جای نگرانی نیست! کافی است بر روی گزینه سفارش کتاب کلیک کرده و درخواست خود را ثبت کنید. در کمتر از چند ساعت کتاب شما را آماده خواهیم کرد.