موضوعات
آموزش و پرورش
ادبیات و زبان
پزشکی، دندانپزشکی و داروسازی
تاریخ و جغرافیا
داستان و رمان
دیگر
دین و فلسفه
روانشناسی
ریاضیات و آمار
سلامتی، تناسب اندام و رژیم غذایی
شیمی و پلیمر
علوم اجتماعی و حقوق
علوم زیستی و بیوتکنولوژی
فیزیک و نجوم
کامپیوتر و اینترنت
کتابهای کودکان و داستان
کسب و کار و اقتصاد
کشاورزی و دامپزشکی و غذا
معماری
مهندسی و فناوری
هنر و تئاتر
محصولات
You and No Other - PDF
نویسندگان: خلاصه: The constraints of quiet widowhood have become too much for Lady Caroline Pearson to bear—especially now that her brother-in law has idiotically, and illegally, gambled away her house. Boldly, she confronts the new owner in person. But not only does the dashing rogue, James Ferrington, refuse to return Caroline's deed, he tries to take scandalous advantage of her as well. Sheepish and repentant, James arrives on Caroline's doorstep to make amends— unaware that the young widow and her eccentric aunt are intent on retaliation. James merely meant to seduce a bewitching minx and have done with it—and, suddenly, he's a kidnapped prisoner in Caroline's cellar. But most shocking of all, James realizes that he has no desire whatsoever to be free—for the audacious Caroline has inflamed his senses, destroyed his reason . . . and completely captured his heart.
What Can You Do with a Major in Business : Real people. Real jobs. Real rewards. (What Can You Do with a Major in...) - Original PDF
نویسندگان: خلاصه: This book is part of a series of major-based career guides. Here youwill see how the book is organized and find out how to make itwork for you. In the following sections, I describe the chapters you willfind in this book. Feel free to read the chapters in whatever order ismost helpful to you.Chapter 1: Majoring in BusinessThis chapter outlines what students majoring in business can expectwith regard to course work and requirements. You’ll also find waysto tailor your education to help you land that dream job when yougraduate—or at the very least, an entry-level position that puts you onthe right path—by choosing a concentration during the course of yourstudies.Chapter 2: Choosing a CollegeKnowing you want to study business can make choosing a collegemuch easier. This chapter describes the most outstanding undergradu-ate business programs in the nation.1Chapter 3: Making the Mostof Your Time at CollegeThis chapter is designed to illustrate to business majors how to increasetheir chances of gainful employment upon graduation by maximizingtheir college experience.Chapter 4: Attending Graduate SchoolWhether you received an undergraduate degree in business or in someother field, you may well decide that you want to pursue an MBA. Thischapter is designed to help you decide whether an MBA is right foryou, determine how obtaining an MBA can help you with your jobsearch, discover what sort of undergraduate background and grades arerequired, find out how to obtain excellent letters of recommendationfrom professors and other sources, figure out how to pay for yourschooling, and estimate how much time you can expect to devote toyour studies. You’ll also find information about the top MBA programsin the nation.Chapter 5: Career Optionsfor the Business MajorA business major acquires several skills and abilities that transfer well toany number of jobs in any number of industries. All these, plus thework ethic and self-discipline you’re sure to develop during the courseof your studies, will serve you well upon graduation. In this chapter,you’ll get a glimpse of a few of your options.Chapter 6: Breakinginto the Job MarketThis chapter is designed to help college students, recent grads, or anyoneinterested in changing careers find—and land—a great job in business.What Can You Do with a Major in Business?2Chapter 7: Case StudiesMeet six people who earned undergraduate degrees in business or whoreturned to school for an MBA. These people describe what they doand what they like and dislike about their jobs. They tell you how theygot to where they are today and discuss their successes and mistakes soyou can benefit from their experience
5 Things You Never Knew About Hurricanes - Original PDF
نویسندگان: خلاصه: 5 Things You Never Knew About Hurricanes Dr. Mark Guishard Director, Bermuda Weather Service Background Hurricanes are: Large low pressure systems triggered by pre-existing disturbances Fueled by the energy released from the ocean surface Source: NOAA Background Most of the energy and mass in a hurricane is focused quite near the centre Strongest in a concentric ring of severe weather, called the “eyewall” Surrounds a calm central “eye” Source: NASA Background June September Birthplaces of Hurricanes Background June September Birthplaces of Hurricanes Source: NOAA Background Hurricane Season: Jun. 1- Nov. 30 Background Sea Surface Temperature shows a direct relationship with hurricane activity – Represents the ocean energy source for fueling the storms Background Sea Surface Temperature shows a direct relationship with hurricane activity – Represents the ocean energy source for fueling the storms L H Heating In order to keep the heating in the core above the surface disturbance, there must be little or no shear. Strong shear in the medium levels would rip the storm apart. Background Sea Surface Temperature shows a direct relationship with hurricane activity – Represents the ocean energy source for fueling the storms Vertical wind shear has a destructive effect on storm formation L H Heating In order to keep the heating in the core above the surface disturbance, there must be little or no shear. Strong shear in the medium levels would rip the storm apart. L H Heating 1) El Niño Influences Atlantic Hurricane Numbers What is El Niño? –A climate cycle that occurs every few years. –A shift of warm surface water across the tropical Pacific from west to east. –Caused by the relaxation of the trade winds. 1 Average conditions - January - March El Niño conditions - January - March El Niño conditions Sea Surface Temperature 1 Named by South American fishermen for the Christ child. Warming of waters off Peru coincided with Christmas. Source: NOAA Average conditions - January - March El Niño conditions - January - March El Niño conditions Sea Surface Temperature 1 Named by South American fishermen for the Christ child. Warming of waters off Peru coincided with Christmas. The opposite effect is named “La Niña” La Niña conditions - January - March Source: NOAA El Niño Effects Increased wind shear downstream – suppressed hurricane formation in the main Atlantic development region 1 Source: NOAA Effects on Hurricane season The disruption of the upper winds translates to the Atlantic, suppressing Hurricane activity for El Niño years in this part of the world. The opposite occurs in a La Niña year, when Atlantic Hurricane Season tends to be very active. 1 1987 - an El Niño year Only 8 Named Storms in the Atlantic. But what else happened in 1987? Hurricane Emily! 1 Source: Unisys 1998 - A La Niña Year 14 Named Storms in the Atlantic. Cat 5 Hurricane Mitch dumped up to 800mm of rain within 48 hours in Honduras & Nicaragua. Mitch caused over 9,000 deaths. 1 Source: Unisys 2) Vulnerability to Hurricanes Vulnerability is the susceptibility to physical or emotional injury or attack. “Disasters occur when hazards meet vulnerability". A natural hazard will hence never result in a natural disaster in areas without vulnerability, e.g. strong earthquakes in uninhabited areas. Some factors influencing vulnerability: – Social – Physical 2 Source: Wikipedia Social aspects of vulnerability Awareness/Preparedness 1900 Galevston Hurricane – The Galveston Hurricane of 1900 is to date the deadliest natural disaster ever to strike the United States: estimated 8,000 fatalities. – Large death toll may be attributed to lack of awareness that the storm was coming 2 Source: Wikipedia Social aspects of vulnerability Miami Beach 1926 Wendler Collection Miami Beach 2006 Joel Gratz © 2006 2 50000 52000 54000 56000 58000 60000 62000 64000 66000 68000 1980 1991 2000 2010 2020 Projected Bermuda Population Growth Our own poulation density well exceeds 1000 people per km 2 Only forecast to get higher… 50000 52000 54000 56000 58000 60000 62000 64000 66000 68000 1980 1991 2000 2010 2020 2 Source: Government of Bermuda Dept. of Statistics Physical aspects of vulnerability Geography Hurricane Katrina, 2005 – City of New Orleans lies largely below sea level 2 Source: FEMA Events themselves drive vulnerability 2 Intensity: Andrew 1992 Mitch 1998 Fabian 2003 Frequency: Combinations of factors can maximize vulnerability 1970 Bhola Cyclone: Deadliest known tropical cyclone of all time – A powerful cyclone that hit Bangladesh on November 13, 1970 killed 500,000 people from storm surge, high winds, and flooding. 2005 Hurricane Katrina Factors: – Lack of Awareness &/or Preparedness – Geography – Population – Intensity 2 3) Global Warming and Hurricanes 3 Source: UEA NHC Best Track Storm Database 3 Source: Landsea, 2006 Bermuda Best Track Storms Historically Bermuda is affected on average ~1 every 2 years (not necessarily direct hits) 0 1 2 3 4 1895 1900 1905 1910 1915 1920 1925 1930 1935 1940 1945 1950 1955 1960 1965 1970 1975 1980 1985 1990 1995 2000 2005 More recently… 3 Source: BWS Global Warming & Increase in Hurricane Frequency? 0 1 2 3 4 1895 1900 1905 1910 1915 1920 1925 1930 1935 1940 1945 1950 1955 1960 1965 1970 1975 1980 1985 1990 1995 2000 2005 Two camps – fierce debate. Problems with conclusions made on both sides of argument. 3 Source: Landsea, 2006 4) Water is the biggest killer, not wind “If the projected rise in sea level due to global warming occurs, then the vulnerability to tropical cyclone storm surge flooding would increase.” Storm Surge is a dome of water driven by the persistent strong winds in a tropical system (not by the low central pressure!) Source: NOAA Storm Tide 4 Ocean WavesOcean Waves MWL Wave Setup ExtremeExtreme WindsWinds Wave Runup MSL datum Expected High Tide StormStorm TideTide Surge after Harper (2001) Storm Surge - Continental Effects Continental Shelf Ocean Direction of wave movement As waves move into a shallower environment, their amplitudes increase and wavelengths decrease. 4 Waves - Island effects On a small, isolated island such as Bermuda, this effect is small; Large waves are deflected around the sea mount, in the surrounding deep water. Amplitudes and wavelengths stay fairly constant. However, sea states can still be quite significant in tropical systems... Bermuda Sea Floor Direction of wave movement 4 Before and After the Hurricane Richelieu Apartments Pass Christian, MS Hurricane Camille 17 Aug 1969 4 Source: NOAA 4 Katrina Storm Surge Model 4 Source: LSU Katrina Storm Surge Map Source: FEMA 4 5) A Hurricane is not always a Hurricane… 5 Subtropical storms – about half of the storms we get in hurricane season are not even named by NHC Source: Guishard, 2007 October 2001: Subtropical Storm ⇒ Hurricane Karen 989 mb 5Source: UW-CIMSS Source: BWS In Bermuda, more gales come from marine winter storms than from hurricanes 0 10 20 30 40 50 60 1/1/2002 2/1/2002 3/1/2002 4/1/2002 5/1/2002 6/1/2002 7/1/2002 8/1/2002 9/1/2002 10/1/2002 11/1/2002 12/1/2002 1/1/2003 2/1/2003 3/1/2003 4/1/2003 5/1/2003 6/1/2003 7/1/2003 8/1/2003 9/1/2003 10/1/2003 11/1/2003 12/1/2003 1/1/2004 2/1/2004 3/1/2004 4/1/2004 5/1/2004 6/1/2004 7/1/2004 8/1/2004 9/1/2004 10/1/2004 11/1/2004 12/1/2004 1/1/2005 2/1/2005 3/1/2005 4/1/2005 5/1/2005 6/1/2005 7/1/2005 8/1/2005 9/1/2005 10/1/2005 11/1/2005 12/1/2005 1/1/2006 2/1/2006 3/1/2006 4/1/2006 5/1/2006 6/1/2006 7/1/2006 8/1/2006 9/1/2006 10/1/2006 11/1/2006 12/1/2006 1/1/2007 Fabian Florence Winter Winter Winter Winter 5 Bermuda daily average winds over 5 years Source: BWS Recap El Niño – Natural climate pattern – Reduces hurricane formation in the Atlantic… – …by changing the shear pattern in the main development region. Vulnerability to Hurricanes is compounded by social and physical aspects like – Geography, – Population and – Awareness, – in addition to the frequency and intensity of the events themselves. Recap The effects of global warming on hurricanes in the Atlantic are not as clear as they might appear at first. Unreliable database before: –Satellites and Radar –Aircraft reconnaissance –Weather Balloons Water is the biggest cause of fatalities in hurricanes, not direct wind strength. Hurricane force winds don't always come from what we classically think of as hurricanes. Any Questions? Dr. Mark Guishard Director, Bermuda Weather Service
How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line - PDF
نویسندگان: خلاصه: “This book is a must-read for credit card holders of all ages. Curtis Arnold offers insights into how consumers can not only profit financially from credit cards, but importantly, how to avoid falling into debt.” —Thomas R. Evans, President and CEO of BankRate.com, Inc. “Finally, someone has written a guide for savvy consumers who want to make the most of the plastic in their wallets. Curtis Arnold explains exactly how to maximize your rewards so you’re quite literally getting free money and also outlines winning strategies for negotiating the lowest interest rate and using balance transfers to your advantage. Anyone who wants to build credit, improve their credit, or profit from their credit cards should read this book.” —Liz Pulliam Weston, MSN Money Personal Finance Columnist and Bestselling Author of Your Credit Score and Easy Money “Curtis Arnold is America’s premier credit card expert. Whether you’re trying to get your first card, compare credit offers, or figure out how to beat the credit card companies at their own game, Arnold’s wisdom and insider tips will prove invaluable.” —Lynnette Khalfani-Cox, The “Money Coach” and Author of The New York Times Bestseller Zero Debt: The Ultimate Guide to Financial Freedom “If you have had enough of credit card tricks and traps, this book will show you how to turn the tables. Curtis Arnold knows the credit card business inside and out and offers proven ways to put plastic to work for you, rather than against you.” —Gerri Detweiler, Consumer Advocate and Author of four books on personal finance including the forthcoming book Stop Debt Collectors “For most Americans, credit cards are seen as a necessary evil. Curtis Arnold transforms that perception. Using his advice, people can get rebates, perks, better interest rates, and all kinds of benefits from their cards that they never knew were possible. This book helps you become the master of your credit cards instead of a victim.” —Jordan E. Goodman, “America’s Money Answers Man” and Bestselling Author of Everyone’s Money Book on Credit “Curtis Arnold provides you with tips for protecting yourself from costly credit card traps, how to use credit to your advantage, and much more. This is a must-read book!” —Marcia Brixey, Author of The Money Therapist and Founder and President of Money Wise Women Educational Services Banks spend billions to entice credit card customers with rebates, freebies, low introductory rate offers, and airline miles. This book shows you how to take maximum advantage of these special deals—without paying for them through brutally high interest rates, fees, and penalties! Top independent credit card expert Curtis Arnold reveals how to creatively finance major purchases such as cars, weddings, and condos with little or no interest charges…earn huge credit card “perks” every year…and dramatically reduce your cost of credit. He offers specific advice targeted to: young consumers, retirees facing credit discrimination, Americans recovering from debt problems, and even to consumers with spotless credit. Why should huge banks and credit card companies make all the money? Get this book, and you too can start earning and saving hundreds, and possibly thousands of dollars, like Curtis has! Unlock the keys to huge credit card savingsFind the best rates and balance transfer offers—and make the most of them Fly anywhere, finance anythingUse credit cards to get free airline tickets and cash rebates or low-cost “creative financing” Don’t get ripped off—by your bank or anyone elseAvoid hidden fees, costly small print, and flat-out fraud Slash your debt, and cut your cost of creditStop throwing away money you could be saving or investing Acknowledgments xvii About the Author xxi Chapter 1: It’s Not Just Plastic–It’s Money! 1 Chapter 2: Show Me the Money! Credit Card Rebates 23 Chapter 3: Unlock the Key to Huge Savings: Master Credit Card Rates and Transfer Offers 51 Chapter 4: Avoid Problems That Hinder Maximum Profits 75 Chapter 5: How to Slash Your Debt and Keep Your Hard-Earned Money for Yourself 89 Chapter 6: Watch Out: Traps and Scams Can Cost You Big Bucks! 119 Chapter 7: Start Out on the Right Foot–Credit Cards for Students and Saving for College 155 Chapter 8: Use Targeted Cards to Your Financial Advantage 179 Chapter 9: Your Credit Report and Score: The Better You Look, the More You Profit 209 Chapter 10: Maximize the Benefits of Your Cards by Taking Advantage of Additional Free Perks 237 Chapter 11: Master Advanced Card Techniques to Save and Make Money 259 Chapter 12: Capitalize on Future Card Trends 283 Glossary 301 Index 315
The Big Book of Small Business: You Don't Have to Run Your Business by the Seat of Your Pants - PDF
نویسندگان: خلاصه: Your shoes are charred from stomping out brush fires. You have nightmares about UFOs—Unreachable Financial Objectives. All-star interviewees turn into duds. Meetings cause more problems than they solve. The office is a ghost town at 5:01 p.m. Does this sound familiar? Tom Gegax knows what that is like. Years after running his Tires Plus franchise by the seat of his pants, blissfully unaware of how little he knew about getting the most out of people and managing a world-class organization, Tom was faced with a cancer diagnosis and a business at the brink of disaster. Resolved to change things around, he improved his mental clarity, health, and relationships and noticed that the more he profited on a personal level, the more his company profited. Tires Plus grew into a $200 million business with 150 upscale locations. He had learned the first lesson in Enlightened Leadership 101: Focus on the well-being of your employees and customers—as well as your own—and success will follow naturally. In The Big Book of Small Business, Tom shares his hard-earned lessons on how to become an enlightened, effective leader, and on how to do the small things right so the big decisions work. This all-in-one toolbox for small businesses is jammed with warm-hearted, tough-minded practices and street-smart tips, covering every aspect of a growing business: Starting, funding, and getting your new business off the ground Crafting a mission and growing a corporate culture that works Hiring the best people and maximizing their potential Communicating and negotiating with your employees, customers, and suppliers Creating processes for continuous innovation and growth Protecting your business from unforeseen dangers Planning for growth And much more . . . As thorough as a textbook and as lively as a news magazine, The Big Book of Small Business is the most comprehensive and practical book on how to take a small business to the next level, and an indispensable slingshot for the millions of scrappy Davids taking on corporate Goliaths.
How Your Child Learns Best: Brain-Friendly Strategies You Can Use to Ignite Your Child's Learning and Increase School Success - Original PDF
نویسندگان: خلاصه: Brain-Based Strategies You Can Use Today to Enhance Your Child's Love of Learning How Your Child Learns Best is a groundbreaking guide for parents that combines the latest brain research with the best classroom practices to reveal scientifically savvy ways to improve your child's success in school. Written by Judy Willis, MD, MEd, a board-certified neurologist who is also a full-time classroom teacher, How Your Child Learns Best shows you not only how to help your child learn schoolwork, but also how to capitalize on the way your child's brain learns best in order to enrich education wherever you are, from the grocery store to the car - a necessity in today's "teach to the test" world. By using everyday household items and enjoyable activities, parents of children ages three to twelve can apply targeted strategies (based on age and learning strength) in key academic areas, including: Reading comprehension Math word problems Test preparation Fractions and decimals Oral reading Reports and projects Science and history Reading motivation Vocabulary Discover how to help your child increase academic focus and success, lower test stress while increasing test scores, increase class participation, foster creativity, and improve attention span, memory, and higher-level thinking. How Your Child Learns Best shows how to maximize your child's brain potential and offers something for every parent who wants the best for his or her child. "At last we parents now have a reference that will help guide us in assisting our children's growth and flowering. This book is what parents have been searching for and need now more than ever." - from the foreword by Goldie Hawn
California Workers' Comp: How to Take Charge When You're Injured on the Job (2008) - PDF
نویسندگان: خلاصه: Maximize the medical care and benefits you're entitled to! From industrial injuries to carpal tunnel syndrome, more than a million Californians a year suffer job-related injuries or illness. For many, receiving compensation can be a nightmare. California Workers' Comp shows you how to handle a California workers' compensation claim from start to finish. Find out how to: file a claim protect your legal rights receive the medical care you need get the benefits you're entitled to deal with uncooperative employers, doctors and insurance agencies negotiate a settlement present your case before a judge The 7th edition is completely updated with the latest regulations and labor codes, and explains how the new AMA Guides affect your permanent-disability award. Recent laws give employers and insurance companies far greater rights and employees fewer medical benefits. Learn to work with your insurance company to receive the medical treatment and benefits you deserve. Workers' Compensation Forms Forms to File With the Division of Workers' Compensation DWC-1: Workers' Compensation Claim Form Application for Adjudication of Claim Declaration in Compliance With Labor Code Section 4906(G) Declaration of Readiness to Proceed Declaration of Readiness to Proceed to Expedited Hearing (Trial) Pre-Trial Conference Statement Notice of Change of Address Proof of Service Cover Letter to Workers' Compensation Appeals Board Record-Keeping Forms and Worksheets Record of Income and Benefits Received Record of Time Off Work Record of Medical Expenses and Request for Reimbursement Record of Mileage & Transportation and Request for Reimbursement Settlement Worksheets and Documents Settlement Worksheet: Value of Workers' Compensation Claim Stipulations with Request for Award Compromise and Release Forms to File With Your Employer Employee's Designation of Personal Physician Letter to Employer Requesting Copies of Documents and Evidence Objection to Treating Physician's Recommendation for Spinal Surgery (20090101)
VHDL 101: Everything you need to know to get started - PDF
نویسندگان: خلاصه: VHDL (VHSIC Hardware Description Language) is a hardware programming language commonly used for FPGA (Field Programable Gate Array) or ASIC (Application Specific Integrated Circuit) designs. FPGAs and the like are often found within larger applications such as cell phones, medical imagers, and personal media devices. As these devices are becoming more ubiquitous so the need for engineers fluent in VHDL design grows. Engineers commonly face an immediate need to learn a language or technique quickly and this book answers that requirement. Bill Kafig of industry leader Xilinx, swiftly brings the reader up to speed on techniques and functions commonly used as well as commands and data management. Extensive simple, complete designs are accompany the content for maximum comprehension. The book concludes with a section on design re-use which is of utmost importance to today's engineer that needs to meet a deadline and lower costs per unit. *Gets you up to speed with VHDL fast, reducing time to market and driving down costs *FPGA market will be worth $2.75bn in 2010 *Coves the basics including language concepts and includes complete design examples for ease of learning *Get inside track experience from Kafig, a Xilinx insider *Includes FREE Xilinx Software and ISE Development Tools!
How You (th) Can Succeed!: Transforming Dreams into Reality for Young Adults - Original PDF
نویسندگان: خلاصه: Sean is an outrageous young man with great strategies for life.” ○ ○ ○ ○ ○ – Anthony Robbins, Best selling author of Unlimited Power “. . . Sean and his desire and genuine care for our youth exemplifies what TRUTH and HONOR are all about. He is a gem in the world of pebbles, and I strongly encourage all young people to not only read this book, but follow his advice. He is a role model and a great source of inspiration.” – Jeff Yalden, Marine of the Year and co-author of ○ ○ ○ ○ ○ Lead Now…or Step Aside! “How YOU th Can Succeed! is a treasure that changes lives. I truly believe Sean Stephenson’s message is a fountain of inspiration for all those who want to succeed! Sean is the message that he brings, he motivates all of us to manifest our greatness.” – Les Brown, Best selling author of ○ ○ ○ ○ ○ Live Your Dreams and It’s Not Over Until You Win “You are in for a real treat…Sean knows how to tickle the soul, maximize human potential, and create lasting success. Read this book and then take action!” ○ ○ ○ ○ ○ – Patricia Fripp, (CSP, CPAE), Author of Get What You Want
Mortgage Confidential: What You Need to Know That Your Lender Won't Tell You - Original PDF
نویسندگان: خلاصه: Mortgage Confidential is an insider’s look at the mortgage process for anyone concerned with getting the best deal (and not being taken advantage of) while financing their home. The book goes beyond the basics, revealing the options lenders don’t often divulge to their clients, what they really look for before they approve a loan, which costs they have control over, little-known sources of down payment money, and whether to trust loan officers recommended by Realtors. The book tells readers everything their lender won't, including how to: * qualify for a larger loan * avoid credit repair scams * complete the loan application to maximize the chances of approval * pay zero closing costs * avoid origination charges * determine whether paying ''points'' can save them money * know when a loan officer is lying * identify a ''rip-off'' loan program * and more! Whether looking into securing a mortgage for the first time or seeking to refinance, Mortgage Confidential gives readers the confidence and information they need to get through this complicated process and find the ideal loan for their needs.آیا کتاب مورد نظر هنوز بر روی سایت قرار نگرفته است؟ جای نگرانی نیست! کافی است بر روی گزینه سفارش کتاب کلیک کرده و درخواست خود را ثبت کنید. در کمتر از چند ساعت کتاب شما را آماده خواهیم کرد.