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Make Your Money Work for You: How to Grow Your Investment Dollars - Original PDF
Make Your Money Work for You: How to Grow Your Investment Dollars - Original PDF
نویسندگان: Keon Chee, Ben Fok خلاصه: We belong to the sandwich generation. Our children depend on us, as doour parents. For our children, we are seeing the price of a higher educationrising faster than the rate of inflation. For our parents, we are possiblylooking at hundreds of thousands of dollars in costs for treating majorillnesses they run the risk of contracting. The sandwich generation is beingchewed on at both ends.We are struggling to support ageing parents and pay university tuitionfees for our children. And this is probably the worst situation you can findyourself in — when you have to depend on others to support you in yourretirement years.In the future, you will either have enough money or you will not. If youdon’t, chances are that your neighbour living next door to you will. Peopleliving in Singapore and in Asia overall are getting wealthier and wealthier.In the year 2009, Singapore saw the highest growth in millionairehouseholds, up 35 per cent, followed by 33 per cent for Malaysia, 32 per centfor Slovakia, and 31 per cent for China (2010 Global Wealth Report by TheBoston Consulting Group). Singapore now has the highest concentration ofmillionaire households in the world. And Asia-Pacific, excluding Japan, isexpected to generate millionaires at nearly twice the global rate.It is horrible to retire when you don’t have enough money, and even worseif everyone around you has enough and you can’t even get by. That is whylearning how to invest is so important. For many people, it could make thedifference between a blissful retirement and a painful one.The investment environment has become very diverse in the last fewyears. We are seeing a rise in derivatives and currency trading by the public,commodity prices far outpacing stocks and bonds, hundreds of structuredproducts being made available at any one time and challenging marketconditions with inflation, lower real returns and a subprime crisis that istaking years to clean up. This is why for this third edition, we have added twoIntroductionnew chapters, revamped one chapter and expanded on previous chapters inthe hope of better describing what is out there.To succeed at investing, you need to keep two things in mind. First, youneed to keep abreast of what is happening in the investment markets. Onceyou are armed with the basic knowledge of investing (which we hope youwill gain from this book), knowing what is happening in the markets willbecome not only less strenuous but also an enjoyable pastime. Second,if you have never invested before, you need to take the plunge yourself.There is nothing like direct experience. Only when you handle your ownmoney will you be able to appreciate and understand fully the complexitiessurrounding the money markets. Finally, and most importantly, investingis your responsibility, not anyone else’s. It is neither the government’sresponsibility, nor that of your remisier or financial adviser’s.And when you do succeed, you will probably want to spare a thought forthe less fortunate. Social enterprise and socially responsible investing aretaking root in Singapore and around the world and not a moment too soonas income gaps around Asia have become particularly worrying. Singapore’sAmbassador, Tommy Koh, described “social inequity” as one of Asia’s threebiggest challenges, along with corruption and the environment.Despite headline hogging news about Asia’s booming economies, vastpockets of paralysing poverty remain. Dr. Ifzal Ali, Chief Economist of theAsian Development Bank, estimates that 42 per cent of Chinese live on theequivalent of less than $3 a day. In India, three-quarters of the population(more than 800 million people) survive each day on less than the cost of aStarbucks latte. All told, 60 per cent of all Asians still live in poverty.In the future, you will either have enough money or you will not. Thereare many exciting things you can do today to make sure that you will haveenough — and better still — be able then to spare time and money tohelp othe
“I clothed you in purple”: The Rabbinic king-parables of the third-century Roman Empire - Original PDF
“I clothed you in purple”: The Rabbinic king-parables of the third-century Roman Empire - Original PDF
نویسندگان: Appelbaum, Alan. خلاصه: Abstract"I Clothed You in Purple"The Rabbinic King-Parables of the Third-Century Roman EmpireAlan AppelbaumMay 2007This is an analysis of comparisons the Rabbis made with kings, limited toRoman Palestine and to the ninety-year period beginning with the accession ofthe Emperor Septimius Severus in 193 C.E. and ending with the accession ofDiocletian. Based primarily on the original rabbinic texts, it also draws ontraditional Greek and Latin sources of imperial history and brings contemporarytheory to bear.A major part of the study re-examines current scholarly views aboutking-parables and finds them wanting - including the still prevalentpresupposition that "the king" is usually modeled on the emperor; the idea,recently renewed by Daniel Boyarin, that the Rabbis told the parables to makeTorah accessible to non-Rabbis; and, most important, the idea, championed byDavid Stern, that "the king," no matter what earthly ruler he is modeled on, isa stand-in for God. The study also supplements the ongoing work on king-parables being done by Clemens Thoma and his colleagues in Switzerland.As the study attends to the king-parables' form, structure, functions,settings and characters, it emphasizes the Rabbis' distinctive ideas about therelationship of humanity to God.Since the parables were produced by an intellectual elite in a countryoccupied by a world-empire, the study considers them as resistance literatureand explores what contemporary post-colonial theory and James C. Scott'swork concerning "hidden transcripts" may have to say about them.And since scholars of Roman history traditionally bemoan the paucity ofsources for the period, it poses the hypothesis that making comparisons to"kings" modeled on emperors or their representatives involves at least thinkingone knows something about them. The Rabbis' accounts of such "kings" notonly shed light on the attitudes of a group of literate citizens in a particulareastern province toward living, breathing emperors but also provideinformation about third-century imperial history, sometimes confirminggenerally accepted readings of traditional sources, sometimes supportingsources that have been regarded as questionable, and sometimes helping toresolve open issue
You Can't Lead With Your Feet On the Desk: Building Relationships, Breaking Down Barriers, and Delivering Profits - PDF
You Can't Lead With Your Feet On the Desk: Building Relationships, Breaking Down Barriers, and Delivering Profits - PDF
نویسندگان: Ed Fuller خلاصه: You can't lead with your feet on the desk . . . or your brain on hold. Ed Fuller brings experience, intelligence, and heart to this inspiring guide to building relationships and the good things that follow when you do. The message is delivered in an engaging style that keeps you entertained and leaves you with lasting wisdom.—MICHAEL V. DRAKE, MD, Chancellor, University of California, Irvine"The world of tourism, hospitality, and hotels has become a very global, complex, and diverse industry. No one knows this better than Ed Fuller. In this thoughtfully written text, Ed is speaking to business students, managers, and executives of all industries through his rich experience in the global hotel industry. We have found many great examples within these pages of how we can conduct business better, and I would suggest that they are not only relevant in the United States but throughout the world."—ANDREW H. FEINSTEIN, James A. Collins Distinguished Chair and Dean, The Collins College of Hospitality Management, Cal Poly Pomona"The World Travel & Tourism Council services six continents. Ed's book will empower you to apply many of the principles that we employ globally, whether it's in Denver, Dubai, or D?sseldorf. These principles will give you a competitive edge in your markets immediately."—JEAN-CLAUDE BAUMGARTEN, President, World Travel & Tourism Council"Ed Fuller's generous layers of personal experiences and his crisp narrative make his stern message easy to understand. Take my advice, read his book before you take another plane on a foreign business trip. It will change the way you behave."—GEOFFREY KENT, founder and Executive Chairman, Abercrombie & Kent"Let me tell you what Ed's book isn't: it's not a primer on how to shake hands or fold your napkin in another country. It's an incredibly rich insight into leadership through well-earned personal relationships and experiences that American business executives need to embrace to succeed in the global economy."—ROGER DOW, President and CEO, U.S. Travel Association"Ed's book gives the student, manager, and executive practical experience in dealing with unique situations, new relationships, and creative problem-solving approaches that are broadly applicable in the business world, no matter where you live or whom you deal with. The insights will prove valuable to your personal growth."—ANDY POLICANO, Dean, The Paul Merage School of Business, University of California, Irvine
Caregiver's Guide: Care for Yourself While You Care for Your Loved Ones - PDF
Caregiver's Guide: Care for Yourself While You Care for Your Loved Ones - PDF
نویسندگان: Sharon E. Hohler خلاصه: Every year, 65 million people give care to their frail, ailing, or disabled loved ones. Whether caregiving begins with a crisis or builds gradually, spouses, adult children, parents with sick children, even children themselves who care for parents and grandparents can find themselves struggling to navigate the often-confusing medical world while neglecting their own health and well-being. How can caregivers care for themselves when they are consumed with tending to someone else? This indispensible guide offers the information, support, and resources needed to achieve this difficult balance. In addition to advice on maintaining one's own health and relieving stress, topics include medical terms and procedures, tips for doctor visits, ways to avoid mistakes in medicines, safety around the home, and the most common health problems. A list of resources and samples of important medical documents complete this essential manual.
Nearby History: Exploring the Past Around You (American Association for State and Local History) - PDF
Nearby History: Exploring the Past Around You (American Association for State and Local History) - PDF
نویسندگان: David E. Kyvig, Myron A. Marty خلاصه: A comprehensive handbook for those interested in investigating the history of communities, families, local institutions, and cultural artifacts, Nearby History helps its readers research the world near at hand. In this fully updated third edition, the authors discuss a variety of research approaches involving published literature, unpublished documents, oral histories, visual and material sources, and landscapes; offer guidance in the uses of technology, particularly digital photography and digital voice recording; and suggest methods of historical presentation. Richly illustrated with photos and documents, Nearby History is an excellent resource for both professionally trained and self-taught historians.
You Be the Judge: 20 True Crimes and Cases to Solve - Original PDF
You Be the Judge: 20 True Crimes and Cases to Solve - Original PDF
نویسندگان: Judge Ehrenfreund خلاصه: This lively, original book is likely to be a milestone in America's ongoing fascination with the drama of trials and justice. - Fred Graham, former chief anchor Court TV Have you ever had the chance to decide the fate of another person? What would you do? In the real-life cases presented to you in this book, you will be the judge and the jury - making the ultimate decision between right and wrong. Can you convict an abused woman who kills her husband because she is afraid he will beat her again? What about a man who helps his best friend commit suicide to avoid a painful death? Would you allow a feeding tube to be removed from a 92-year-old coma victim so she can die peacefully? Put yourself in the place of the judge or one of the jurors as you read the details of each case. Many of these trials raise questions that go beyond the law to the heart of one's own moral code. At the end of each case, after rendering your own verdict, you can read on to find out what really happened. THE CASE IS NOW IN YOUR HANDS.
Wicked Becomes You - Original PDF
Wicked Becomes You - Original PDF
نویسندگان: Meredith Duran خلاصه: She’s been burned not once but twice by London’s so-call ed gentlemen . . .Gwen Maudsley is pretty enough to be popular, and plenty wealthy, too. But what she’s best known and loved for is being so very, very nice. When a cad jilts her at the altar—again—the scandal has her outraged friends calling for blood. Only Gwen has a different plan. If nice no longer works for her, then it’s time to learn to be naughty. Happily, she knows the perfect tutor—Alexander Ramsey, her late brother’s best friend and a notorious rogue.So why won’t a confirmed scoundrel let her be as bad as she wants to be?Unbeknownst to Gwen, Alex’s aloof demeanor veils his deepest unspoken desire. He has no wish to see her change, nor to tempt himself with her presence when his own secrets make any future between them impossible. But on a wild romp from Paris to the Riviera, their friendship gives way to something hotter, darker, and altogether more dangerous. With Alex’s past and Gwen’s newly unleashed wildness on a collision course, Gwen must convince Alex that his wickedest intentions are exactly what she needs.
Young People and Sexual Exploitation: 'It's Not Hidden, You Just Aren't Looking' - PDF
Young People and Sexual Exploitation: 'It's Not Hidden, You Just Aren't Looking' - PDF
نویسندگان: Jenny J. Pearce خلاصه: Work with sexually exploited young people can be rewarding yet difficult. They can be hard to access, often presenting challenging behavior. Sometimes it is painful to hear their life stories, whether these include abuse through the internet or exploitation experienced through having been trafficked into and within the country. Jenny J. Pearce draws on young people's voices to explore the difficulties that arise for researchers and for practitioners when working with sexually exploited young people. While child protection interventions must guide social work, she argues that other agencies such as health, education, housing and training each have a role to play in supporting a sexually exploited young person. Challenging the uncritical acceptance of the child as victim, the book suggests 'therapeutic outreach' as an approach to working with sexually exploited young people that can complement child protection procedures, support practitioners in the field and enhance the young person's sense of autonomy and responsibility during their transition to adulthood. The book advocates the relationship between practitioners and the young people they aim to support to be one of the most important resources in practice. "Young People and Sexual Exploitation" will be essential reading for anyone interested in preventing the sexual exploitation of children and young people. It will be particularly relevant for academics, students, practitioners and policymakers in the fields of social policy and social work, child and family work, child protection and youth work. Read more... Sexual exploitation : child prostitution or child protection? -- Current policy and practice : achievements and limitations -- The trafficking of children and young people : implications for work with sexually exploited children and young people -- Adolescents in violent partnerships (AVP) : child abuse and domestic violence? -- Risk and resilience -- Doing research in the field of sexual exploitation -- Young people's participation -- Therapeutic outreach
The Five Most Important Questions You Will Ever Ask About Your Organization (J-B Leader to Leader Institute PF Drucker Foundation) - Original PDF
The Five Most Important Questions You Will Ever Ask About Your Organization (J-B Leader to Leader Institute PF Drucker Foundation) - Original PDF
نویسندگان: Peter F. Drucker خلاصه: With Peter Drucker's five essential questions and the help of five of today's thought leaders, this little book will challenge readers to take a close look at the very heart of their organizations and what drives them. A tool for self-assessment and transformation, answering these five questions will fundamentally change the way you work, helping you lead your organization to an exceptional level of performance.Peter Drucker's five questions are:What is our Mission? with Jim CollinsWho is our Customer? with Phil KotlerWhat does the Customer Value? with Jim KouzesWhat are our Results? with Judith RodinWhat is our Plan? with V. Kasturi RanganThese essential questions, grounded in Peter Drucker's theories of management, will take readers on a exploration of organizational and personal self-discovery, giving them a means to assess how to be--how to develop quality, character, mind-set, values and courage. The questions lead to action. By asking these questions, readers can focus on why they are doing what they are doing in their work, and how to do it better. Designed for today's busy professionals, this brief, clear and accessible book will challenge readers to ask these provocative questions and it will stimulate spirited discussions and action within any organization, inspiring positive change and new levels of excellence, helping all to envision the future of theirs' or any organization.
The face you were afraid to see: essays on the Indian economy - PDF
The face you were afraid to see: essays on the Indian economy - PDF
نویسندگان: Amit Bhaduri خلاصه: Economists talk of prices rising or falling in response to excess of demand or supply in the market, but are at a loss to explain who sets the price in a market of many players where no one has the power to dictate price. They then have to invent the invisible hand of a mythical god called price mechanism to create the image of the market operating as a self-regulating system. While unregulated free trade amounts to groping in the dark, the situation is far worse when the prices and other rules of the market are set by the state on behalf of large corporations as has happened in globalizing in the name of economic development.

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