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Mortgage Confidential: What You Need to Know That Your Lender Won't Tell You - Original PDF
Mortgage Confidential: What You Need to Know That Your Lender Won't Tell You - Original PDF
نویسندگان: David Reed خلاصه: Mortgage Confidential is an insider’s look at the mortgage process for anyone concerned with getting the best deal (and not being taken advantage of) while financing their home. The book goes beyond the basics, revealing the options lenders don’t often divulge to their clients, what they really look for before they approve a loan, which costs they have control over, little-known sources of down payment money, and whether to trust loan officers recommended by Realtors. The book tells readers everything their lender won't, including how to: * qualify for a larger loan * avoid credit repair scams * complete the loan application to maximize the chances of approval * pay zero closing costs * avoid origination charges * determine whether paying ''points'' can save them money * know when a loan officer is lying * identify a ''rip-off'' loan program * and more! Whether looking into securing a mortgage for the first time or seeking to refinance, Mortgage Confidential gives readers the confidence and information they need to get through this complicated process and find the ideal loan for their needs.
Everything You Need to Know-Letter Writing - PDF
Everything You Need to Know-Letter Writing - PDF
نویسندگان: Esther Selsdon خلاصه: The world gets smaller and contacts get faster but whether it's by computer or with pen-and-ink, the need to be able to communicate effectively in writing remains as important as ever. So whether you want to get in touch with a pen-pal, an e-pal, your bank manager, the editor of a newspaper, to make a complaint or declare your undying love, this text should show you how to make the most of your correspondence. Direct and very accessible, this guide shows you the general rules of good letter writing and also provides specific advice on letters for particular occasions. The guide offers: practical advice on the techniques of good letter writing; help with finding something to say and in planning your letter, for those tricky occasions as well as more ordinary ones; guidelines for letters for all occasions, both formal and informal; and help with grammar and punctuation so your letter is faultless.
Developing a Winning Investing/Trading System That Fits You: The Audio Tape Series - Original PDF
Developing a Winning Investing/Trading System That Fits You: The Audio Tape Series - Original PDF
نویسندگان: Van K. Tharpe; Chuck LeBeau خلاصه: In 20 audio CDs and one workbook, gain all the benefits from Dr. Van Tharp's years of modeling traders and his research on how profitable trading systems are developed. His conclusion from this research is that average person doesn't have a chance at profitable trading because he or she concentrates on all of the wrong things. You won’t learn this information watching the financial news, reading financial magazines, or reading the mainstream financial newspapers, because the media will totally ignore the most significant aspects of system development. This program helps you determine what type of trading system will suit you personally and how to create it. Learn little-known, closely-guarded secrets that are not published in books and that you’re not likely to find unless you accidentally stumble upon them.
Everybody's Guide to the Law: All The Legal Information You Need in One Comprehensive Volume - Original PDF
Everybody's Guide to the Law: All The Legal Information You Need in One Comprehensive Volume - Original PDF
نویسندگان: Allen Wilkinson, Melvin M. Belli خلاصه: What are your rights if the car you bought is useless? If your ex-boss refuses to let you take along your Rolodex? Who gets custody of the children after a divorce? Do you worry about laws governing your use of the Internet? What rights are accorded to the elderly, disabled, and other social minorities? How can you successfully sue in small claims court? Or write your own will? The law pervades every individual's life, yet few know just what their rights are, how to use them, and what to do when they're violated. With expert assistance from Everybody's Guide to the Law , all your legal questions and concerns will be answered in simple everyday language that demystifies the law and arms you with the right information to make the best decisions. While a host of Web sites and books claim to help you understand the law, this fully revised and updated edition of the essential home legal reference is your one-stop guide. Comprehensive, accurate, and with no hidden gimmicks or programs to sell you (unlike most online ''resources''), this superbly readable, indispensable addition to any home library provides up-to-date and easy-to-understand practical legal information most people need to know. Praised by critics and embraced by the public, Everybody's Guide to the Law remains the standard by which all other home legal guides aspire to, but have never managed to meet.
Discover the New You: Celebrity Secrets to Transform Your Life - PDF
Discover the New You: Celebrity Secrets to Transform Your Life - PDF
نویسندگان: Ceril Campbell خلاصه: Every effort has been made to ensure that the information in this book is accurate and current at the time of publication. The book does not claim to include all information about all cosmetics and personal care products. The author and the publisher disclaim liability for any misuse or misunderstanding of any information contained herein and disclaims liability for all loss, damage or injury, be it health, financial or otherwise, suffered by any individual or group acting upon or relying on information contained herein. A qualified health practitioner should be consulted in all cases of ill health
Operating Room Confidential: What Really Goes On When You Go Under - Original PDF
Operating Room Confidential: What Really Goes On When You Go Under - Original PDF
نویسندگان: Paul Whang MD خلاصه: Written by an anesthesiologist, this insider’s account takes the reader on a journey that unveils the way hospitals work and offers important information about surgeries and the surgeons that perform them. Personal stories combine with staff experiences to reveal hidden truths about the operating room and illustrate the quirky, strange, and bizarre occurrences that shape a regular hospital day. Answering questions such as What do doctors talk about during surgery? If a surgical instrument falls to the floor, is the five-second rule observed? and Is real life just like ER, Grey’s Anatomy, and House?, this is a must-read for the curiosity seeker and anyone who has or will be on the operating-room table.
Financial Valuation Workbook: Step by Step Exercises and Tests to Help You Master Financial Valuation - PDF
Financial Valuation Workbook: Step by Step Exercises and Tests to Help You Master Financial Valuation - PDF
نویسندگان: James Hitchner, Michael J. Mard خلاصه: A one-stop resource for both beginners and experienced practitioners Comprehensive financial valuation requires the mastery of a variety of functions to be employed in a variety of valuation situations. The Financial Valuation Workbook applies valuation theory to real-world business environments, providing a detailed case study, models, and exercises that can cut the novice’s learning curve in half and assist experienced practitioners in better organizing the valuation process. The Workbook follows the valuation engagement format, organized by standard, easily identifiable sections that allow for easy reference by all professionals. This accessible, authoritative text: Covers step by step the intricacies of preparing a credible valuation Guides the less experienced valuation practitioner through concepts and applications Includes a valuation process flowchart Presents an organized resource of checklists, information requests, and other tools to assist valuation practitioners in organizing their engagements Authors James Hitchner and Michael Mard also include a chapter of helpful ''ValTips'' submitted by twenty-five leading valuation experts. CPAs, attorneys, appraisers, merger and acquisition professionals, and MBA candidates will find the Financial Valuation Workbook to be an essential resource.
May I Help You?: Great Customer Service for Small Business - PDF
May I Help You?: Great Customer Service for Small Business - PDF
نویسندگان: Jillian Mercer خلاصه: Nine rules for providing reliably stellar services to clients, both new and old, are detailed in this guide written for small business owners. Rules include providing high standards of service, providing customers with information, being open and honest, offering choices, consulting with customers, being courteous and helpful, making things right for customers, and providing value for money. Anecdotal advice tackles difficult customer service issues. Designed to help small businesses unravel the mysteries of the service transaction, this book ensures that customers are happy with service and not just the skills and products being sold.
Red-Hot Sales Negotiation: Everything You Need to Know to Close Deals, Build Relationships, and Create Win-Win Outcomes - PDF
Red-Hot Sales Negotiation: Everything You Need to Know to Close Deals, Build Relationships, and Create Win-Win Outcomes - PDF
نویسندگان: Paul S. Goldner, Peter McKeon خلاصه: Negotiation is a key skill for all salespeople. Great sales professionals need to be able to counter clients who are naturally trying to get rock-bottom prices, but at the same time maintain a good relationship, so the client will want to do business with them again. Negotiation is more than just closing a sale. It's the art of continuing a partnership that is successful for both parties. Red-Hot Sales Negotiation provides practical tips and strategies to help salespeople: Prepare in advance Ask Power Negotiation Questions to instantly draw out useful information Learn the difference between the customer's ''positions'' (what they're asking for) and the customer's ''interests'' (what they really want) Find a ''win-win'' solution. Red-Hot Sales Negotiation is a vital resource that enables readers to perfect their negotiation skills and take their sales into the stratosphere.
Read Better, Remember More: Read Effectively and Retain What You've Read - PDF
Read Better, Remember More: Read Effectively and Retain What You've Read - PDF
نویسندگان: Elizabeth Chesla خلاصه: Whether you're reading a textbook for class, a how-to manual at work, or researching information on the Web, your reading skills affect your performance. This fully updated edition of Read Better, Remember More features practical pre- and post-tests to help you gauge your reading progress. Plus, each chapter includes practice exercises with answers to quickly test your new skills. The book also contains common prefixes, suffixes, and word roots that will help you understand the meaning of unfamiliar words. You will learn to find the main idea and distinguish it from supporting details; identify opinions disguised as facts; improve your reading IQ; and most importantly-remember and understand what you've read!

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