موضوعات
آموزش و پرورش
ادبیات و زبان
پزشکی، دندانپزشکی و داروسازی
تاریخ و جغرافیا
داستان و رمان
دیگر
دین و فلسفه
روانشناسی
ریاضیات و آمار
سلامتی، تناسب اندام و رژیم غذایی
شیمی و پلیمر
علوم اجتماعی و حقوق
علوم زیستی و بیوتکنولوژی
فیزیک و نجوم
کامپیوتر و اینترنت
کتابهای کودکان و داستان
کسب و کار و اقتصاد
کشاورزی و دامپزشکی و غذا
معماری
مهندسی و فناوری
هنر و تئاتر
محصولات
Retire Secure!: Pay Taxes Later The Key to Making Your Money Last as Long as You Do - Original PDF
نویسندگان: خلاصه: Retire Secure! is written for consumers and advisors who wor-ry about these essential questions: “Will I have enough incomewhen I retire?” and “Will it last as long as I might?” These ques-tions might have additional significance for the wife of a maleretiree because she is statistically likely to survive her husband.Jim has properly identified the three stages of retirementplanning: accumulation, distribution, and estate planning, andreaders will fi nd the organization extremely helpful. They canquickly place themselves along the continuum of the retirementprocess and fi nd excellent recommendations for each stage oftheir journey.Understanding the implications of various retirement plan-ning decisions requires looking at the numbers. There is no get-ting around that. Comparing and contrasting different optionsguides the consumer into making the right choices. Jim takes allthe work out of this by providing numerous comparisons. Gradu-ally the reader is educated and informed—and making the rightchoices becomes easier.An important issue is, “Which account (Roth, IRA, 401(k),403(b), after tax, etc.) is the best to make withdrawals from first?”This is very clearly addressed in the book despite the fact that theexplanation cannot be simple or the response universal. It de-pends on an individual’s particular circumstances, and Jim avoidsgiving the reader the simplified, and often wrong, answer.The mini case studies are a real eye-opener for all readers,both consumers and financial advisors, because they mathemati-cally prove Jim’s assertions. Each comparison and mini case studyis based on several assumptions, which Jim is careful to point outin a clear fashion. I particularly enjoyed Mini Case Study 5.2about the disastrous execution of beneficiary forms and the deci-sion of Junior not to sue the careless estate administrator—hismother
Light (Stop Faking It! Finally Understanding Science So You Can Teach It series) (Robertson, William C. Stop Faking It!,) - PDF
نویسندگان: خلاصه: Back when I was in college, there was a course titled Physics for Poets. At aschool where I taught physics, the same kind of course was referred to by thestudents as Football Physics. The theory behind having courses like these was thatpoets and/or football players, or basically anyone who wasn’t a science geek, neededsome kind of watered-down course because most of the people taking the coursewere—and this was generally true—SCARED TO DEATH OF SCIENCE.In many years of working in education, I have found that the vast majorityof elementary school teachers, parents who home school their kids, and parentswho just want to help their kids with science homework fall into this category.Lots of “education experts” tell teachers they can solve this problem by justasking the right questions and having the kids investigate science ideas on theirown. These experts say you don’t need to understand the science concepts. Inother words, they’re telling you to fake it! Well, faking it doesn’t work when itcomes to teaching anything, so why should it work with science? Like it or not,you have to understand a subject before you can help kids with it. Ever triedteaching someone a foreign language without knowing the language?The whole point of the Stop Faking It! series of books is to help you under-stand basic science concepts and to put to rest the myth that you can’t under-stand science because it’s too hard. If you haven’t tried other ways of learningscience concepts, such as looking through a college textbook, or subscribing toScientific American, or reading the incorrect and oversimplified science in anelementary school text, please feel free to do so and then pick up this book. Ifyou find those other methods more enjoyable, then you really are a science geekand you ought to give this book to one of us normal folks. Just a joke, okay?
The Body Sense Natural Diet: Six Weeks to a Slimmer, Healthier You - Original PDF
نویسندگان: خلاصه: I never worry about diets. The only carrots that interestme are the number you get in a diamond.”— Mae West —Mae West may have been on to something when it comes to diets. Thesad fact is that most diets don’t work because they fail to look at theunderlying cause of weight gain and only focus on caloric intake, carbo-hydrate or protein consumption, and increased exercise. All these factorsare important, but all you dieters who have run thousands of miles on thetreadmill and eaten buckets of carrot sticks must know by now that thereis more to weight loss than just eating low-calorie foods, exercising, andusing a lot of willpower.During the research for The Body Sense Natural Diet, I read every dietbook currently in print and thousands of research papers. Most diet booksprovide good advice that, if followed long-term, would help you lose someweight. But the sad story is that most dieters gain back one- to two-thirdsof the weight they lost by the end of the first year, and almost all theweight will be gained back (and more!) within five years. The question iswhy. Stress, emotions, aging, and other factors play a role.1IntroductionI n t r o d u c t i o n2The key to permanent weight loss is well hidden. It lies in understand-ing how each component of dieting affects the hormones that stimulate,regulate, and control thousands of functions in your body. Those hormonesconspire to make your fat cells bigger, increase your cravings, tell you to eatmore, lower your fat-burning rate, and disrupt your blood sugar. None of thediet books I read explain this or integrate the knowledge into their advice,and yet there are mountains of research on the hormones of obesity.Within the pages of this book you will find the latest scientific break-throughs in fat loss—including which hormones are conspiring to makeyou fat. By using foods, nutrients, and other factors, you can correct hor-monal imbalances and reset your body’s fat-burning furnace, makingweight loss much easier.The Body Sense Natural Diet is a simple guide that takes you throughthe hormonal maze and unlocks secrets to diet success. You must normal-ize key hormones to lose weight and keep it off. Once you understand howfoods and lifestyle factors affect your hormones and make you fat or thin,you will recognize why other diets don’t work.Why am I sure it’s hormones? Think about it. Menopausal womenhave been telling their doctors for decades that the hormonal change theyexperience during this time of transition leads to weight gain that is verydifficult to shed. Women taking hormone replacement therapy, includingestrogen and progestin, also notice large weight gains and are unable tolose that weight. Research has proven that low thyroid slows your meta-bolic rate and causes you to gain weight and resist weight loss.Carbohydrate cravings are directly linked to the hormone serotonin, yourfeel-good hormone. When serotonin is low, your body desires sweet,starchy foods to bring serotonin back to desired levels; nothing will stopyou from eating the wrong foods as you satisfy your body’s need for thishormone. Cortisol, your stress hormone, is directly linked to making fatcells resistant to fat loss.Poor digestive-tract health is also linked to weight gain. Poor digestion,candida yeast, and bacteria overgrowth cause the secretion of hormonesthat expand your pants size. Fat cells themselves are hormone factories:the more fat cells you have, and the bigger they are, the more trouble youwill have losing weight. The research is clear—hormones are key to losingthose unwanted pounds and keeping them off for good.
i'll tell you one damn thing and that's all i know - PDF
نویسندگان: خلاصه: As I read through my journals from the past couple ofyears, in preparation for publishing this book, I could notbelieve the contrast from one 24 hour period to the next.Some mornings I woke with more willpower and positiveenergy than anyone on the planet. Apparently as I slept, thatglee, that pure joyfulness, would sneak out the back door. Iwould wake not knowing what I was doing and being unsureof how I felt, or what the point was. How could that happenovernight? My mother would always tell us kids, growing up,that as quickly as things could turn to crap, that's how quick-ly they could turn themselves around and be good again—verymuch like the way I have written these journals. One daygreat, fantastic! The next...well you'll get the picture.The true journey of the human heart is indeed very diffi-cult. I hope that as you read through these pages you'll recog-nize bits and pieces of yourself within them. We are so alike,and yes, so very different. But I think at the core of all human-ity is the ability to love. No matter what language we speak orwhere we live in the world, the essence of ourselves is made oflove. Love is really all I ever write about. Even tales aboutcleaning "Sweet Maries" from the cat litter, or watching mydad build a squirrel-proof bird feeder, it's all about love. Iwrite about love because I think about love, at some level,every waking minute of the day. Love got me this far, I shallrely on it as I continue onward
Master Critical Reading for the SAT: What You Need for Test Success, 2nd Edition - PDF
نویسندگان: خلاصه: Master Critical Reading for the SAT prepares students for the critical reading test with a detailed review of sentence completions and reading comprehension that are tested on the exam, as well as expert test-taking strategies in an easy-to-use workbook format. Students demonstrate their knowledge with practice questions at the end of each review chapter and full-length practice tests. Unique "Take It to the Next Level" section offers further review and guidance for those who want to score even higher.
If You Build It Will They Come: Three Steps to Test and Validate Any Market Opportunity - PDF
نویسندگان: خلاصه: Know if you'll hit your targets before pulling the trigger on any marketing planMore than sixty five percent of new products are commercial failures, and if you compound this with a recession, now more than ever you can't afford to be wrong. In If You Build It Will They Come, business professor and strategy consultant Rob Adams shows you how to make sure you hit your target market before you spend a lot of money. He shows you the fast, systematic and proven approach of performing Market Validation in advance of making a large product investment.Adams outlines a simple and effective market validation and testing strategy that is proven, giving entrepreneurs and managers the ability to dramatically improve the prospect of product success. He explains how to quickly gather information on competitors, directly interview members of your target market, and figure out what the market really wants to buy, versus what customers say they want. The steps to quickly understanding the viability of your marketWhere to go to gather the information needed to hit the market requirementsHow to follow through with the right product launched in the right wayAdams cuts through the fancy terms and expensive market research that gives lots of data but no real product oriented information about usage, pricing, features and competitive forces. In the end you'll produce results on your first release of a far more mature product, shipped in a faster timeframe with features customers will actually use. This book is for anyone involved with designing, developing and launching new products. Its examples and advice cover everything from the fledgling start-up that needs their first product to work just to survive to the successful Fortune Class company establishing new worldwide markets. Examples cut across all major industrial sectors including consumer, retail, manufacturing, technology, life sciences and services. This book offers the step-based guidance you need to make sure failure is not an option.
Retire Happy: What You Can Do Now to Guarantee a Great Retirement (USA TODAY Nolo Series) - PDF
نویسندگان: خلاصه: A great retirement isn't just about having your financial situation in order. It's easy to be preoccupied with stock portfolios, 401(k) balances and saving options, but true happiness in retirement comes from simpler, more enjoyable things like an active social life, family time and leisurely travel. In Retire Happy: What You Can Do Now to Guarantee a Great Retirement, author Rich Stim and Nolo co-founder Jake Warner show you how to become rich in the ways that matter most. They encourage you to balance financial concerns with a lifestyle you always envisioned for yourself. The book advises you on how to estimate real retirement needs and create a workable savings and investment plan. Even more importantly, it advises you to make personal preparations for life after work, including: cultivating interests outside work leading a healthier lifestyle revitalizing family relationships spending more time with spouses embracing spirituality or meditation nurturing friendships and making new friends All the money in the world won't make for a happy retirement unless you're satisfied with the rest of your life. So start today. (20090101)
On the Old Testament (A Book You'll Actually Read) - PDF
نویسندگان: خلاصه: Clear, biblical answers to some of the most common questions about the Old Testament-all in one concise book you'll actually read! Packed with big truth, this little book on the Old Testament can be read in roughly one hour, making it a book you'll actually read. Mark Driscoll, one of America's most influential pastors, answers the nine most common questions about the Old Testament-questions about authorship, what Jesus says about the Old Testament, how the Old Testament books were chosen as Scripture, and more-and gives an overview of the various kinds of Old Testament literature. Two appendices include a comprehensive list of further resources and a checklist for reading through the entire Old Testament. On the Old Testament is part of a series of inexpensive and accessible books that give clear, biblical answers to difficult theological questions and controversies. Through this series readers will get a solid and simple introduction to the Bible by investing just a little time.
Wealth Building Journal: A Day by Day Journey to a Brighter Future, a Better You - PDF
نویسندگان: خلاصه: A personal and rewarding journey for building wealth and securityInspired by the Black Enterprise Declaration of Financial Empowerment and the highly praised wealth-building initiative that have sparked a renewed financial commitment among African Americans, Wealth Building Journal is a dynamic guide for taking your finances into your own hands and realizing your own version of the American dream. The editors of Black Enterprise magazine provide you with the steps and tools essential to making your aspirations come true, including strategies for becoming financially responsible, reducing debt, saving and investing, and leveraging your spending dollars. You'll not only design the life you and your family deserve, you'll see how your efforts can help build a healthier, more powerful, and more influential African-American community-one person at a time. The book offers you:* Motivational quotes from famous African Americans, such as Reginald F. Lewis, John H. Johnson, Muhammad Ali, and Maxine Waters* Daily affirmations/activities to help transform your thinking and embrace new resolutions* Eye-opening and illuminating anecdotes and success stories* The Declaration of Financial Empowerment, a self-empowerment tool for anyone committed to making changes to his/her lifestyleWhether you are struggling financially or are very well off-and regardless of your degree of knowledge or experience-Wealth Building Journal is your coach and companion as well as your personal call to arms for developing a solid and rewarding lifelong approach to money. Start today.آیا کتاب مورد نظر هنوز بر روی سایت قرار نگرفته است؟ جای نگرانی نیست! کافی است بر روی گزینه سفارش کتاب کلیک کرده و درخواست خود را ثبت کنید. در کمتر از چند ساعت کتاب شما را آماده خواهیم کرد.