موضوعات
آموزش و پرورش
ادبیات و زبان
پزشکی، دندانپزشکی و داروسازی
تاریخ و جغرافیا
داستان و رمان
دیگر
دین و فلسفه
روانشناسی
ریاضیات و آمار
سلامتی، تناسب اندام و رژیم غذایی
شیمی و پلیمر
علوم اجتماعی و حقوق
علوم زیستی و بیوتکنولوژی
فیزیک و نجوم
کامپیوتر و اینترنت
کتابهای کودکان و داستان
کسب و کار و اقتصاد
کشاورزی و دامپزشکی و غذا
معماری
مهندسی و فناوری
هنر و تئاتر
محصولات
How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line - PDF
نویسندگان: خلاصه: “This book is a must-read for credit card holders of all ages. Curtis Arnold offers insights into how consumers can not only profit financially from credit cards, but importantly, how to avoid falling into debt.” —Thomas R. Evans, President and CEO of BankRate.com, Inc. “Finally, someone has written a guide for savvy consumers who want to make the most of the plastic in their wallets. Curtis Arnold explains exactly how to maximize your rewards so you’re quite literally getting free money and also outlines winning strategies for negotiating the lowest interest rate and using balance transfers to your advantage. Anyone who wants to build credit, improve their credit, or profit from their credit cards should read this book.” —Liz Pulliam Weston, MSN Money Personal Finance Columnist and Bestselling Author of Your Credit Score and Easy Money “Curtis Arnold is America’s premier credit card expert. Whether you’re trying to get your first card, compare credit offers, or figure out how to beat the credit card companies at their own game, Arnold’s wisdom and insider tips will prove invaluable.” —Lynnette Khalfani-Cox, The “Money Coach” and Author of The New York Times Bestseller Zero Debt: The Ultimate Guide to Financial Freedom “If you have had enough of credit card tricks and traps, this book will show you how to turn the tables. Curtis Arnold knows the credit card business inside and out and offers proven ways to put plastic to work for you, rather than against you.” —Gerri Detweiler, Consumer Advocate and Author of four books on personal finance including the forthcoming book Stop Debt Collectors “For most Americans, credit cards are seen as a necessary evil. Curtis Arnold transforms that perception. Using his advice, people can get rebates, perks, better interest rates, and all kinds of benefits from their cards that they never knew were possible. This book helps you become the master of your credit cards instead of a victim.” —Jordan E. Goodman, “America’s Money Answers Man” and Bestselling Author of Everyone’s Money Book on Credit “Curtis Arnold provides you with tips for protecting yourself from costly credit card traps, how to use credit to your advantage, and much more. This is a must-read book!” —Marcia Brixey, Author of The Money Therapist and Founder and President of Money Wise Women Educational Services Banks spend billions to entice credit card customers with rebates, freebies, low introductory rate offers, and airline miles. This book shows you how to take maximum advantage of these special deals—without paying for them through brutally high interest rates, fees, and penalties! Top independent credit card expert Curtis Arnold reveals how to creatively finance major purchases such as cars, weddings, and condos with little or no interest charges…earn huge credit card “perks” every year…and dramatically reduce your cost of credit. He offers specific advice targeted to: young consumers, retirees facing credit discrimination, Americans recovering from debt problems, and even to consumers with spotless credit. Why should huge banks and credit card companies make all the money? Get this book, and you too can start earning and saving hundreds, and possibly thousands of dollars, like Curtis has! Unlock the keys to huge credit card savingsFind the best rates and balance transfer offers—and make the most of them Fly anywhere, finance anythingUse credit cards to get free airline tickets and cash rebates or low-cost “creative financing” Don’t get ripped off—by your bank or anyone elseAvoid hidden fees, costly small print, and flat-out fraud Slash your debt, and cut your cost of creditStop throwing away money you could be saving or investing Acknowledgments xvii About the Author xxi Chapter 1: It’s Not Just Plastic–It’s Money! 1 Chapter 2: Show Me the Money! Credit Card Rebates 23 Chapter 3: Unlock the Key to Huge Savings: Master Credit Card Rates and Transfer Offers 51 Chapter 4: Avoid Problems That Hinder Maximum Profits 75 Chapter 5: How to Slash Your Debt and Keep Your Hard-Earned Money for Yourself 89 Chapter 6: Watch Out: Traps and Scams Can Cost You Big Bucks! 119 Chapter 7: Start Out on the Right Foot–Credit Cards for Students and Saving for College 155 Chapter 8: Use Targeted Cards to Your Financial Advantage 179 Chapter 9: Your Credit Report and Score: The Better You Look, the More You Profit 209 Chapter 10: Maximize the Benefits of Your Cards by Taking Advantage of Additional Free Perks 237 Chapter 11: Master Advanced Card Techniques to Save and Make Money 259 Chapter 12: Capitalize on Future Card Trends 283 Glossary 301 Index 315
You Can Always Sell More: How to Improve Any Sales Force - Original PDF
نویسندگان: خلاصه: The sales manager's step-by-step guide to better team performanceAs an experienced sales manager, how do you improve your team's performance? Which selling skills, developed to their fullest potential, have the greatest impact on revenues and profitability? You Can Always Sell More will guide you through a proven step-by-step system for evaluating, training, and coaching your sales force. It will help you establish a simple and effective evaluation and improvement planning process for even your most successful salespeople. Proven in a wide array of industries, this will also show you how to improve your ability to coach and lead a team of sales professionals.Jim Pancero (Eden Prairie, MN) is the founder of one of the country's most advanced sales and sales management training and consulting firms. He has conducted training sessions for over 200,000 experienced corporate sales-team members, association attendees, and graduate-level university students.
Control Your Dreams: How Lucid Dreaming Can Help You Uncover Your Hidden Desires, Confront Your Hidden Fears, and Explore the Frontiers of Human Cons - PDF
نویسندگان: خلاصه: This book is about a special type of dream, a dream in which you realize you are dreaming, not after you awaken and think to yourself, "Oh, that was a dream," but one in which you say to yourself while in the dream, "Oh, I'm dreaming!" These dreams are called lucid dreams and though not everyone has had one, most people can learn to have one. We'll tell you how. This book is also about why you might want to have a lucid dream. It details how lucid dreaming may enhance your psychological well-being and perhaps influence your health. It is an exploration of how lucid dreams challenge our notions of what is real and what is illusion, and about what it means, after all, to be conscious
The Better to Eat You With: Fear in the Animal World - PDF
نویسندگان: خلاصه: At dawn on a brutally cold January morning, Joel Berger crouched in the icy grandeur of the Teton Range. It had been three years since wolves were reintroduced to Yellowstone after a sixty-year absence, and members of a wolf pack were approaching a herd of elk. To Berger’s utter shock, the elk ignored the wolves as they went in for the kill. The brutal attack that followed—swift and bloody—led Berger to hypothesize that after only six decades, the elk had forgotten to fear a species that had survived by eating them for hundreds of millennia. Berger’s fieldwork that frigid day raised important questions that would require years of travel and research to answer: Can naive animals avoid extinction when they encounter reintroduced carnivores? To what extent is fear culturally transmitted? And how can a better understanding of current predator-prey behavior help demystify past extinctions and inform future conservation?The Better to Eat You With is the chronicle of Berger’s search for answers. From Yellowstone’s elk and wolves to rhinos living with African lions and moose coexisting with tigers and bears in Asia, Berger tracks cultures of fear in animals across continents and climates, engaging readers with a stimulating combination of natural history, personal experience, and conservation. Whether battling bureaucracy in the statehouse or fighting subzero wind chills in the field, Berger puts himself in the middle of the action. The Better to Eat You With invites readers to join him there. The thrilling tales he tells reveal a great deal not only about survival in the animal kingdom but also the process of doing science in foreboding conditions and hostile environments. (20081107)
Retirement Places Rated: What You Need to Know to Plan the Retirement You Deserve (Places Rated series) - Original PDF
نویسندگان: خلاصه: The bestselling guide to the best places to retire in the United States. Completely revised and updated, Retirement Places Rated is an indispensable reference for the estimated 40 million Americans who will be 65 or older by 2010. Dividing the United States into 18 regions and 200 cities, towns, and counties, retirement quality-of-life expert David Savageau draws a detailed statistical portrait of each locale, ranking each for cost of living, climate, crime, services, employment opportunities, and leisure and recreational amenities. A rundown of the top 30 overall retirement places along with assessment tools, easy-to-read graphs and charts, interpretive commentaries by the author, and extensive appendices help retirees evaluate their relocation choices and make the right move. For the seventh edition, new features include: 22 new places A new chapter on housing, with data on shelter choices (homes, condos, apartments, and mobile homes), plus home prices and property taxes An expanded ambience chapter, and new data on age, education, politics, and diversity An expanded services chapter, with new data on air travel, physician specialties, and hospital services Easy-to-use relocation resources, including Web sites, addresses, books, and other information David Savageau Washington DC has traveled throughout the country since 1982, visiting locations that attract older adults. He wrote the "Quality of Life" column for Expansion Management magazine, and has been a featured speaker at the U.S. Department of State’s quarterly seminars on retirement.
Now You See Him: A Novel - PDF
نویسندگان: خلاصه: His name was Rob Castor. Quite possibly, you've heard of him. He became a minor cult celebrity in his early twenties for writing a book of darkly pitch-perfect stories set in a stupid upstate New York town. About a dozen years later, he murdered his writer-girlfriend and committed suicide. . . . The deaths of Rob Castor and his girlfriend begin a wrenching and enthrallingly suspenseful story that mines the explosive terrains of love and paternity, marriage and its delicate intricacies, family secrets and how they fester over time, and ultimately the true nature of loyalty and trust, friendship and envy, deception and manipulation. As the media takes hold of this sensational crime, a series of unexpected revelations unleashes hidden truths in the lives of those closest to Rob. At the center of this driving narrative is Rob's childhood best friend, Nick Framingham, whose ten-year marriage to his college sweetheart is faltering. Shocked by Rob's death, Nick begins to reevaluate his own life and his past, and as he does so, a fault line opens up beneath him, leading him all the way to the novel's startling conclusion. In this ambitious and thrilling novel, award-winning author Eli Gottlieb—with extraordinarily luxuriant and evocative prose—takes us deep into the human psyche, where the most profound of secrets are kept.
A Troublemaker's Handbook 2: How to Fight Back Where You Work--and Win!: - Original PDF
نویسندگان: خلاصه: WHY D O YOU CALL IT a troublemaker s handbook?" a few readers wanted to know. "It's management that makes trouble--workers are just trying to do their jobs. When we stand up for ourselves, they call us troublemak ers (and a lot of other things, too)." We've found that most activists get a kick out of tak ing management's put-down and wearing the moniker with pride. Both our 1991 Troublemaker s Handbook and our "Troublemakers Union" t-shirts are our bestsellers. But if you'd like a disclaimer, here it is: By "trouble maker" we mean an activist who dares to defend her or his rights and those of fellow workers. That often means making waves and causing some discomfort among man agerial types. In our view, it's management that causes trouble in the workplace and employers who cause trou ble in society, when they speed us up, treat us disrespect fully, and squeeze us for every last drop of profit. So this book is an organizing manual for workers who want justice from their employers and control over their lives at work and beyond. Our Method Instead of presenting a book full of checklists-"this is how you do it"-we're letting the experts tell their own stories: "This is how we did it. See what you can learn from our story." We've found that people generally remember a story about "how we locked out the boss" better than a checklist on "how to lock out the boss." Action Questions However, at the end of each chapter, we do list "Action Questions." These are to get you started thinking about how you could implement similar tactics at your job, and are best tackled in a small group
So You Wannabe on Reality TV - Original PDF
نویسندگان: خلاصه: • Detailed advice from a veteran of reality TV shows• How to develop an “alter ego” who will get cast• Practical tips for getting on TVThere are more than two hundred reality TV shows planned for this year alone. Millions of people have applied to be on these shows; only a handful have been chosen to compete and win big money. One of those chosen few is Jack Benza, and in So You Wannabe on Reality TV he lifts the veil of secrecy to reveal exactly what the experience is like—how to get cast, how to stay on top, how to win. First, the author tells exactly how to pass the audition—perhaps by creating a marketable “alter ego,” as he did. Once on the show, readers will need the amazing information on how producers rig shows, how cameras turn into confessionals, and how sex and alcohol are used as rewards. This one-of-a-kind book shows the real world of reality TV.
Don't Know Much About the Universe: Everything You Need to Know About Outer Space but Never Learned (Don't Know Much About...) - PDF
نویسندگان: خلاصه: Who dug those canals on Mars? What was the biblical Star of Bethlehem? Were the pyramids built by extraterrestrials? From the ancients who charted the heavens to Star Trek, The X-Files, and Apollo 13, outer space has intrigued people through the ages. Yet most of us look up at the night sky and feel totally in the dark when it comes to the basic facts about the universe. Kenneth C. Davis steps into that void with a lively and readable guide to the discoveries, theories, and real people who have shed light on the mysteries and wonders of the cosmos. Discover why Einstein was such a genius, the truth behind a blue moon or two, the amazing secrets of Stonehenge, and even how one great astronomer lost his nose. With the fun question-and-answer format that has appealed to the millions of readers of his bestselling Don't Much About® series, you'll be taking off on an exciting armchair exploration of the solar system, the Milky Way, and beyond.
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